3120 Cynthia Lane # 115, FL 33461, FL, 33461
Active100 days on marketListed May 4, 2026MLS #B26024027
About this home
3120 Cynthia Lane # 115, FL 33461
Welcome to this 55+ 1-bedroom, 1-bath first-floor condo in desirable Murry Hills. This unfurnished unit features an updated bath with walk-in shower, vinyl flooring and a 2-year-old A/C. New impact windows. The monthly Condo dues are $514 and includes cable and internet, and access to a wide range of amenities: heated pool, gym, sauna, library, craft room, and community room. The active community offers weekly casino trips, Saturday movie nights, bingo, and daily water exercise. Residents also enjoy outdoor picnic and barbecue areas, pickleball, and shuffleboard. Conveniently located near beaches, shopping, dining, I-95, and airports. There is a roof assessment coming in the next 30 days. Estimated to be 6077.81.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
612
Sqft
0 ac
Lot size
1983
Year built
1
Levels
$139
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,254 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,254/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Reality check
What actually sold near 3120 Cynthia Lane # 115
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$140,000
3240 Lake Osborne Drive # 205, FL 33461 · same community
2 bd · 2 ba · 819 sqft · $171/sqft · 67 DOM
Sold · Apr ’26$142,500
3160 Lake Osborne Drive # 201, FL 33461 · same community
2 bd · 1 ba · 819 sqft · $174/sqft · 41 DOM
Sold · Mar ’26$155
2920 Lake Osborne Drive # 103, FL 33461 · same community
2 bd · 2 ba · 819 sqft · $0/sqft · 132 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3120 Cynthia Lane # 115 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3120 Cynthia Lane # 115 — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3120 Cynthia Lane # 115 FAQs
What would the monthly payment be for 3120 Cynthia Lane # 115, FL 33461?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,254/mo — principal and interest, the actual property-tax bill, the $514/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3120 Cynthia Lane # 115, FL 33461?+
The association fee works out to $514 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3120 Cynthia Lane # 115, FL 33461?+
The most recent tax bill on record (2025) was $502. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3120 Cynthia Lane # 115, FL 33461?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
The brief
Three things that matter here
01Lake & Lake View views
The lake and lake view view is part of what you're buying — views hold value independently of the structure.
02Know the monthly fee
The association fee is $514/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $89,900, now $85,000 — a $5K cut. The full history is in the market section below.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.