CENTURY 21 Edge
$695,0003 bd2 ba1,973 sqft$352 /sqft$5,515 /mo all-in ↓

1205 Gator Trail, West Palm Beach FL 33409, WEST PALM BEACH, FL, 33409

Active106 days on marketListed May 4, 2026MLS #B26024927

WaterfrontSingle Family ResidenceBEAR ISLAND,Bear Island

About this home

1205 Gator Trail, West Palm Beach FL 33409

Beautifully updated Bear Island home on the 12th hole of Bear Lakes golf course. Southwest facing with incredible light and sunset views over the course. 3 bedrooms, 2 full baths, 2 car garage, and an open floor plan made for everyday living and entertaining. Recent updates include a new Daiken HVAC Unit (2025), LVP flooring throughout (2025), freshly painted interior (2025), stacked washer/dryer (2025), and updated kitchen and baths. Sliding glass doors open from the family room to a spacious patio with room for a pool. Generous laundry room with utility sink and storage. Bear Island HOA offers 24-hour manned gated security and the monthly fee covers water, gate, front yard and community maintenance. Minutes to downtown West Palm Beach, shopping, and the airport. Built by Divosta, all-CBS construction. One of the best values in gated communities in the city.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,973

Sqft

0.14 ac

Lot size

2

Garage

1988

Year built

1

Levels

$352

Per sqft

WaterfrontGolf Course viewPets allowed

Inside

FlooringCeramic Floor · Tile
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Ice Maker · Microwave · Electric Range · Refrigerator · Washer
InteriorBuilt-in Features · Fire Sprinklers · Entrance Foyer · Laundry Tub · Skylight · Split Bedroom · Volume Ceilings · Walk-In Closet(s) · Family Room · Utility Room/Laundry
LaundryLaundry Tub · Laundry Room · Utility Room/Laundry · Washer Hookup
CoolingCeiling Fan(s) · Central Air · Paddle Fans
HeatingCentral · Electric

Outside & construction

RoofTile · Concrete · Tile Roof
ConstructionCBS Construction · Slab Construction · Stucco
ViewGolf Course
FacesEast
Parking2 Or More Spaces · Driveway · Parking Garage
ExteriorOn Golf Course · West Of Us1 · Room For Pool

Community & fees

HOA fee$466/mo
Taxes (2025)$10,540/yr
PetsYes
CommunityBuyer Approval Required · Mandatory Hoa · Sidewalks · Street Lights

Utilities & systems

UtilitiesCable Connected · Sewer Connected · Water Connected · Cable Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,515 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,750
PMI (est., until 20% equity)$261
Property tax — 2025 actual bill$878
HOA fee — from the listing$466
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $69,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $69,500
Interest rate6.00%
Loan term

Estimated payment

$5,515/mo

Principal & interest$3,750
PMI (est., until 20% equity)$261
Property taxes (actual bill)$878
HOA / condo fee$466
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $695K
$503KedgeAI estimate $592,338 · range $524K$636K$723K

vs edgeAI estimate

+17.3%

$/sqft vs West Palm Beach actives

$352 vs $253

Days on market

106 vs 62 typical

Where $352/sqft sits among the 399 West Palm Beach actives

296 · this home
42
14
14
8
25
$126–406$406–686$686–966$966–1246$1246–1526$1526+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside The Villages Of Palm Beach Lakes

Map of 1205 Gator Trail, West Palm Beach FL 33409 inside its neighborhood boundary

Get to know West Palm Beach. See the full West Palm Beach guide →

The Villages Of Palm Beach Lakes — neighborhood snapshot

Population

17,813

Median age

37

Median income

$76,443

Median home value

$275,667

Avg household

2

Households w/ children

1,937

For the school run

Palm Beach County School District

HighPalm Beach Lakes High School★★★★
ElementaryEgret Lake Elementary School★★★★
MiddleBear Lakes Middle School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The West Palm Beach market

Seller’s marketLeans buyer13.1 months of inventoryBuyer’s market

$397K$410K

West Palm Beach median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

43 of 399

West Palm Beach actives have cut their price

Median sold price, West Palm Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 249% above the WEST PALM BEACH 33409 median. See the full West Palm Beach market guide →

Paper trail

This home's history

May 4, 2026Listed at $695,000 · 106 days on market since
1988Built · BEAR ISLAND,Bear Island

Reality check

What actually sold near 1205 Gator Trail

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1415 Bear Island Drive, West Palm Beach FL 33409Sold · May ’26

$575,000

1415 Bear Island Drive, West Palm Beach FL 33409 · same community

3 bd · 2 ba · 1,974 sqft · $291/sqft · 322 DOM

1115 Gator Trail, West Palm Beach FL 33409Sold · Jun ’26

$505,000

1115 Gator Trail, West Palm Beach FL 33409

3 bd · 2 ba · 1,973 sqft · $256/sqft · 210 DOM

1205 Bear Island Drive, West Palm Beach FL 33409Sold · Jun ’26

$720,000

1205 Bear Island Drive, West Palm Beach FL 33409

3 bd · 2 ba · 1,974 sqft · $365/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krystina Allen

Your agent

Krystina Allen

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1205 Gator Trail — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1205 Gator Trail — before you fall in love.

See it in person

Schedule a tour

Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1205 Gator Trail FAQs

What would the monthly payment be for 1205 Gator Trail, West Palm Beach FL 33409?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,515/mo — principal and interest, the actual property-tax bill, the $466/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1205 Gator Trail, West Palm Beach FL 33409?+

The association fee works out to $466 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1205 Gator Trail, West Palm Beach FL 33409?+

The most recent tax bill on record (2025) was $10,540. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1205 Gator Trail, West Palm Beach FL 33409?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in West Palm Beach?+

At $695,000, this home is listed about 121% above the West Palm Beach median of $315,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1205 Gator Trail, West Palm Beach FL 33409?+

Palm Beach Lakes High School (high), Egret Lake Elementary School (elementary), Bear Lakes Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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