CENTURY 21 Edge
$349,0002 bd2 ba1,196 sqft$292 /sqft$2,857 /mo all-in ↓

6304 Emerald Sky Lane, FL 33463, FL, 33463

Active92 days on marketListed May 6, 2026MLS #B26025128

Private poolSingle Family ResidenceLUCERNE HOMES EAST 4

About this home

6304 Emerald Sky Lane, FL 33463

Experience the perfect blend of comfort, style, and security in this beautiful home located in the highly sought-after 55+ community of Lucerne Homes East. Featuring full hurricane impact windows throughout, a newer 2020 roof, and updated A/C, this move-in-ready residence delivers true peace of mind while embracing the best of South Florida living. From the moment you arrive, the lush manicured landscaping, decorative stamped concrete driveway, and stunning curb appeal. Inside, you'll immediately notice the bright and airy layout enhanced abundant natural light flowing throughout. Designed for both relaxing and entertaining, the spacious living and dining areas open seamlessly into an oversized Florida room that stretches across the rear of the home — the perfect setting for morning coffee, evening cocktails, or hosting guests year-round. The beautiful kitchen offers the ideal mix of elegance decorative and a convenient breakfast bar overlooking the dining area. The charming breakfast nook, framed by large windows, creates a warm and inviting atmosphere. Retreat to the spacious primary suite featuring wood flooring, custom window treatments, a large walk-in closet, and a ensuite bath complete with tiled shower. Step outside to your private screened patio oasis surrounded by mature tropical landscaping, lush privacy hedges. Residents enjoy a low HOA with exceptional amenities including clubhouse access, community pool, tennis courts, shuffleboard, basic cable, and trash service. Ideally located near shopping, restaurants, major highways, and the Florida Turnpike, this exceptional home offers the lifestyle, convenience, and upgrades today's buyers are searching for. Don't miss your opportunity to own this impressive slice of paradise.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,196

Sqft

0.16 ac

Lot size

1

Garage

1981

Year built

1

Levels

$292

Per sqft

Private poolOther & Other Water View view55+ communityPets allowed

Inside

FlooringTile · Wood
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Ice Maker · Microwave · Electric Range · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorOther · Split Bedroom · Walk-In Closet(s) · Utility/Laundry In Garage
LaundryIn Garage
CoolingCeiling Fan(s) · Central Air · Electric
HeatingCentral · Electric

Outside & construction

RoofComposition Roll
ConstructionCBS Construction · Other · Stucco
ViewOther · Other Water View
FacesNorth
Parking1 Space · Driveway · Parking Garage

Community & fees

HOA fee$163/mo
Taxes (2025)$3,905/yr
PetsYes
CommunityBuyer Approval Required · Mandatory Hoa · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Cable Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,857 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property tax — 2025 actual bill$325
HOA fee — from the listing$163
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,215
Interest rate6.00%
Loan term

Estimated payment

$2,857/mo

Principal & interest$2,055
FHA mortgage insurance (est.)$154
Property taxes (actual bill)$325
HOA / condo fee$163
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Reality check

What actually sold near 6304 Emerald Sky Lane

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6298 Summer Sky Lane, FL 33463Sold · Jan ’26

$334,000

6298 Summer Sky Lane, FL 33463 · same community

2 bd · 2 ba · 1,327 sqft · $252/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Donna Layton

Your agent

Donna Layton

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6304 Emerald Sky Lane — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6304 Emerald Sky Lane — before you fall in love.

See it in person

Schedule a tour

Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

6304 Emerald Sky Lane FAQs

What would the monthly payment be for 6304 Emerald Sky Lane, FL 33463?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,857/mo — principal and interest, the actual property-tax bill, the $163/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6304 Emerald Sky Lane, FL 33463?+

The association fee works out to $163 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6304 Emerald Sky Lane, FL 33463?+

The most recent tax bill on record (2025) was $3,905. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6304 Emerald Sky Lane, FL 33463?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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