CENTURY 21 Edge
$579,900$599,9003 bd2 ba1,874 sqft$309 /sqft$3,848 /mo all-in ↓

1163 Peninsula Way, FL 33413, FL, 33413

Active90 days on marketListed May 7, 2026MLS #B26025627

Reduced $20KPrivate poolSingle Family ResidenceOlive Tree,Normandy Isles

About this home

1163 Peninsula Way, FL 33413

Located in the desirable community of Normandy Isles, this beautifully maintained 1-story home offers 1,874 sq ft of living space on a quiet cul-de-sac with a 2018 roof and newer Trane dual-zone air conditioner. Featuring 3 bedrooms plus an enclosed den/office and 2 bathrooms, this home combines comfort, functionality, and style. Enjoy complete accordion shutters for added storm protection, a 2-car attached garage, spacious driveway for extra parking, and the peace of mind of a gated community with a security guard and two entrance access points. The home is fully rewired for CAT 5 and alarm system connectivity, with sensors installed throughout the entire attic. Inside, the home showcases travertine stone and tile flooring throughout, stainless steel appliances, granite countertops, and rich wood cabinetry. The kitchen includes a convenient laundry area with washer and dryer, and all appliances and furnishings stay with the home. Step outside to your private outdoor retreat featuring a saltwater pool with upgraded travertine patio and lanai, perfect for relaxing or entertaining year-round from the covered, screened patio. The pool was professionally resurfaced in 2020 by Green Turtle Fiberglass Pools. The spacious primary suite features private doors leading directly to the patio and pool area with individual access points for added convenience. Additional upgrades include a whole-house water filtration system by Island Water, fully paid for by the current owners. The system services the showering and laundry water supply, and the new owner may continue service directly through Island Water for future filter maintenance if desired. Conveniently located in a gated community with security guard access and two entrance points, this home offers both privacy and accessibility.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,874

Sqft

0.15 ac

Lot size

2

Garage

1995

Year built

1

Levels

$309

Per sqft

Private poolPool viewPets allowed

Inside

FlooringCarpet · Ceramic Floor · Other · Tile · Wood
AppliancesGas Water Heater · Natural Gas Water Heater · Dishwasher · Disposal · Dryer · Ice Maker · Microwave · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorBar · Custom Mirrors · Pantry · Split Bedroom · Volume Ceilings · Walk-In Closet(s) · Den/Library/Office · Family Room · Other · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air · Electric
HeatingCentral · Electric

Outside & construction

RoofComp Shingle Roof · Composition Roll · Shingle
ConstructionCBS Construction · Stucco
ViewPool
FacesSouth
Parking2 Or More Spaces · Driveway · Parking Garage
ExteriorBarbeque

Community & fees

HOA fee$91/mo
Taxes (2025)$3,001/yr
PetsYes
CommunityGated · Clubhouse · Mandatory Hoa · Paved Road · Pool · Sidewalks · Street Lights

Utilities & systems

UtilitiesCable Connected · Natural Gas Connected · Sewer Connected · Water Connected · Cable Available · Electricity Available · Natural Gas Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,848 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,129
PMI (est., until 20% equity)$217
Property tax — 2025 actual bill$250
HOA fee — from the listing$91
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $57,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $57,990
Interest rate6.00%
Loan term

Estimated payment

$3,848/mo

Principal & interest$3,129
PMI (est., until 20% equity)$217
Property taxes (actual bill)$250
HOA / condo fee$91
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri Petrelli

Your agent

Gianfranco Di Flumeri Petrelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1163 Peninsula Way — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1163 Peninsula Way — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1163 Peninsula Way FAQs

What would the monthly payment be for 1163 Peninsula Way, FL 33413?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,848/mo — principal and interest, the actual property-tax bill, the $91/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1163 Peninsula Way, FL 33413?+

The association fee works out to $91 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1163 Peninsula Way, FL 33413?+

The most recent tax bill on record (2025) was $3,001. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1163 Peninsula Way, FL 33413?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

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