5 Laguna Street # 205, FL 32548, FL, 32548
Active100 days on marketListed May 8, 2026MLS #B26026213
About this home
5 Laguna Street # 205, FL 32548
Welcome to this beautifully renovated 1-bedroom, 1.5-bathroom two-story condo offering breathtaking views of Cinco Bayou from private balconies on both floors. This spacious unit combines modern upgrades with unique architectural charm, making it perfect for full-time living, a vacation getaway, or investment opportunity. The completely updated interior features an open and inviting layout with luxury finishes throughout. The kitchen has been fully remodeled with granite countertops, all-new appliances, a large stainless steel single-basin sink, and plenty of space for cooking and entertaining guests. Both bathrooms have been tastefully upgraded with granite countertops, new faucets, modern white sinks, and a relaxing Jacuzzi tub with jets. The private upstairs bedroom retreat features durable LVP flooring and a brand-new 72" brushed chrome ceiling fan with remote control for added comfort and style. A striking updated black spiral staircase leads to the second-floor bedroom, adding character and sophistication to the space. Enjoy peaceful water views and fresh coastal air from both balconies while experiencing the perfect blend of comfort, style, and location.
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
1,200
Sqft
0 ac
Lot size
2000
Year built
22
Levels
$229
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,402 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,402/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5 Laguna Street # 205 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5 Laguna Street # 205 — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5 Laguna Street # 205 FAQs
What would the monthly payment be for 5 Laguna Street # 205, FL 32548?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,402/mo — principal and interest, the actual property-tax bill, the $1,200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5 Laguna Street # 205, FL 32548?+
The association fee works out to $1,200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5 Laguna Street # 205, FL 32548?+
The most recent tax bill on record (2025) was $3,617. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5 Laguna Street # 205, FL 32548?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Know the monthly fee
The association fee is $1,200/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $300,000, now $275,000 — a $25K cut. The full history is in the market section below.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.