CENTURY 21 Edge
$354,900$359,9003 bd2 ba2,044 sqft$174 /sqft$2,445 /mo all-in ↓

7726 105th Avenue, Vero Beach FL 32967, VERO BEACH, FL, 32967

Active97 days on marketListed May 12, 2026MLS #B26027633

Priced 15% below the VERO BEACH 32967 medianReduced $5KNew constructionSingle Family ResidenceVERO LAKE ESTATES UNIT R

About this home

7726 105th Avenue, Vero Beach FL 32967

Pre-Construction. To Be Built. Discover refined coastal living in the Wilmington, thoughtfully crafted to blend comfort, style, and the laid-back charm of Vero Lake Estates. This inviting community places everyday conveniences, outdoor recreation, beach access, and local golf courses all within 10 miles, with the added advantage of no HOA or CDD fees. A welcoming covered front porch and beautifully landscaped exterior create an impressive first impression, while hurricane shutters and a spacious 2 car garage with dedicated workshop space add both practicality and peace of mind. Inside, graphite 20x20 ceramic tile flooring flows through the main living areas, complemented by soft stone-colored carpet in the bedrooms, flush mount LED lighting, Deako light switches, cordless blinds, and brushed nickel fixtures throughout. Just off the foyer, a private den with elegant French glass doors creates the perfect flex space for a home office, study, media room, or creative retreat. The open-concept layout then unfolds into a bright and expansive great room designed for effortless everyday living and entertaining. At the heart of the home, the beautifully appointed kitchen features Moon White granite countertops, pearl-colored Shaker cabinets, stainless steel appliances, and an oversized island that seamlessly connects to the dining and living spaces. Step outside to the generous 10x26 patio slab, creating the ideal setting for outdoor dining, weekend gatherings, or simply enjoying Florida's year-round sunshine. The split-bedroom design creates a peaceful sense of privacy, with the primary suite serving as a relaxing retreat complete with a tray ceiling accented by crown molding, a spacious walk-in closet, and a luxurious ensuite bath. The spa-inspired primary bathroom showcases dual vanities, a glass-enclosed walk-in shower with graphite 13x13 ceramic tile surround, and elegant finishes that create a polished, relaxing atmosphere. The guest bath includes a convenient tub/shower combination ideal for visitors and everyday use. Additional highlights include a dedicated laundry room with appliance hook-ups, architectural details throughout, and smartly selected finishes that combine beauty with functionality. The Wilmington captures the essence of relaxed coastal living with modern comfort, flexible living spaces, and timeless design in one of Vero Lake Estates' most desirable settings.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,044

Sqft

0.22 ac

Lot size

2

Garage

2026

Year built

1

Levels

$174

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Floor
AppliancesElectric Water Heater · Dishwasher · Disposal · Microwave · Electric Range
InteriorFirst Floor Entry · Cooking Island · Entrance Foyer · French Doors · Pantry · Split Bedroom · Walk-In Closet(s) · Den/Library/Office · Great Room · Workshop
LaundryWasher Hookup
CoolingCentral Air · Electric
HeatingCentral · Electric

Outside & construction

RoofComp Shingle Roof · Shingle
ConstructionConcrete Block Construction · Stucco
FacesWest
Parking2 Or More Spaces · Driveway · Parking Garage

Community & fees

Taxes (2025)$461/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Septic · Cable Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,445 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,089
FHA mortgage insurance (est.)$157
Property tax — 2025 actual bill$38
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,422Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,422
Interest rate6.00%
Loan term

Estimated payment

$2,445/mo

Principal & interest$2,089
FHA mortgage insurance (est.)$157
Property taxes (actual bill)$38
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $355K
$341KedgeAI estimate $391,149 · range $378K$407K$424K

vs edgeAI estimate

−9.3%

$/sqft vs Vero Beach actives

$174 vs $254

Days on market

97 vs 58 typical

Where $174/sqft sits among the 400 Vero Beach actives

237 · this home
77
28
19
11
28
$136–274$274–412$412–550$550–688$688–826$826+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Vero Lake Estates

Map of 7726 105th Avenue, Vero Beach FL 32967 inside its neighborhood boundary

Get to know Vero Beach. See the full Vero Beach guide →

Vero Lake Estates — neighborhood snapshot

Population

6,744

Median age

45

Median income

$65,978

Median home value

$292,523

Avg household

3

Households w/ children

640

For the school run

Indian River County School District

MiddleSebastian River Middle School★★★★★
HighSebastian River High School★★★★★
ElementaryTreasure Coast Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Vero Beach market

Seller’s marketLeans buyer10.7 months of inventoryBuyer’s market

$441K$385K

Vero Beach median sold, yr/yr

97.5%

Sale-to-list ratio (12 mo)

44 of 400

Vero Beach actives have cut their price

Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% below the VERO BEACH 32967 median. See the full Vero Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $354,900 $5K
May 12, 2026Listed at $359,900 · 97 days on market since
2026Built · VERO LAKE ESTATES UNIT R

Reality check

What actually sold near 7726 105th Avenue

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7815 102nd Avenue, Vero Beach FL 32967Sold · Jan ’26

$362,000

7815 102nd Avenue, Vero Beach FL 32967 · same community

4 bd · 2 ba · 1,882 sqft · $192/sqft · 221 DOM

7826 103rd Court, Vero Beach FL 32967Sold · Nov ’25

$290,000

7826 103rd Court, Vero Beach FL 32967 · same community

3 bd · 2 ba · 1,320 sqft · $220/sqft · 169 DOM

7776 105th Avenue, Vero Beach FL 32967Sold · Mar ’26

$341,700

7776 105th Avenue, Vero Beach FL 32967

4 bd · 2 ba · 2,044 sqft · $167/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kemarie Johnson

Your agent

Kemarie Johnson

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 7726 105th Avenue — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 7726 105th Avenue — before you fall in love.

See it in person

Schedule a tour

Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

7726 105th Avenue FAQs

What would the monthly payment be for 7726 105th Avenue, Vero Beach FL 32967?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,445/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 7726 105th Avenue, Vero Beach FL 32967?+

The most recent tax bill on record (2025) was $461. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 7726 105th Avenue, Vero Beach FL 32967?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Vero Beach?+

At $354,900, this home is listed about 21% below the Vero Beach median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 7726 105th Avenue, Vero Beach FL 32967?+

Sebastian River Middle School (middle), Sebastian River High School (high), Treasure Coast Elementary School (elementary) — Indian River County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the VERO BEACH 32967 market on paper

$354,900 is 15% below the VERO BEACH 32967 median of $417,500, and at $174/sqft it sits under the Vero Beach average of $360.

02Strong assigned schools

Sebastian River Middle School, Sebastian River High School, Treasure Coast Elementary School — Treasure Coast Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $359,900, now $354,900 — a $5K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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