0 Gardenia Drive, FL 32448, FL, 32448
Active86 days on marketListed May 13, 2026MLS #B26028143
About this home
0 Gardenia Drive, FL 32448
Build your dream home on this oversized 1.1496-acre lot in Compass Lake in the Hills! Enjoy voluntary HOA amenities for only $135/year, including access to 2 lakes for fishing, boating, water skiing, jet skiing, kayaking & swimming. Community features also include tennis courts, horse stables/riding trails, golf driving range, clubhouse, RV spots, rental cabins, boat rentals, swimming pool, and a lakeside restaurant accessible by boat. Perfect location for nature lovers, conveniently situated between Panama City and Dothan with a short drive to the beach. Seller Financing avaialbe. Great opportunity at an amazing price!
Facts & features
The home at a glance
1.1496 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$238 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$238/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 0 Gardenia Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 Gardenia Drive — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
0 Gardenia Drive FAQs
What would the monthly payment be for 0 Gardenia Drive, FL 32448?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $238/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 Gardenia Drive, FL 32448?+
The most recent tax bill on record (2025) was $103. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.