3280 Cynthia Lane # 214, FL 33461, FL, 33461
Active87 days on marketListed May 14, 2026MLS #B26028392
About this home
3280 Cynthia Lane # 214, FL 33461
Light, bright, and beautifully maintained, this desirable end-unit condo offers comfort, privacy, and convenience all in one. Featuring the largest 1 bedroom, 1 bathroom floorplan in the community enjoy a spacious living area, a well-appointed kitchen, and a relaxing bedroom retreat. Offered fully furnished and complete accordion hurricane shutters this move-in-ready condo is perfect as a primary residence or vacation getaway. Don't miss the chance to own this inviting and airy home in a sought-after location. Beautiful well managed 55+ complex with many activities, a heated pool, exercise rooms, grill area, library, arts and crafts, auditorium, billiards, ping pong, putting green, woodworking shop, bocce ball, shuffleboard, car washing area and sauna. Next to Lake Osborne and only minutes from the beach!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
720
Sqft
0 ac
Lot size
1983
Year built
1
Levels
$122
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,397 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,397/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Reality check
What actually sold near 3280 Cynthia Lane # 214
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$140,000
3240 Lake Osborne Drive # 205, FL 33461 · same community
2 bd · 2 ba · 819 sqft · $171/sqft · 67 DOM
Sold · Apr ’26$142,500
3160 Lake Osborne Drive # 201, FL 33461 · same community
2 bd · 1 ba · 819 sqft · $174/sqft · 41 DOM
Sold · Mar ’26$155
2920 Lake Osborne Drive # 103, FL 33461 · same community
2 bd · 2 ba · 819 sqft · $0/sqft · 132 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3280 Cynthia Lane # 214 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3280 Cynthia Lane # 214 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3280 Cynthia Lane # 214 FAQs
What would the monthly payment be for 3280 Cynthia Lane # 214, FL 33461?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,397/mo — principal and interest, the actual property-tax bill, the $614/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3280 Cynthia Lane # 214, FL 33461?+
The association fee works out to $614 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3280 Cynthia Lane # 214, FL 33461?+
The most recent tax bill on record (2025) was $831. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3280 Cynthia Lane # 214, FL 33461?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.