10638 Sugar Pine Drive, Fort Pierce FL 34945, FORT PIERCE, FL, 34945
Active97 days on marketListed May 12, 2026MLS #B26028700
About this home
10638 Sugar Pine Drive, Fort Pierce FL 34945
1-acre Estate homesite available in the highly desirable Pine Hollow subdivision in rural St. Lucie County. This boutique community is surrounded by beautiful custom homes ranging from the $700,000s to well over $1 million, helping protect long-term property values while offering an upscale country lifestyle. Enjoy the perfect balance of privacy, space, and convenience in a peaceful rural setting while still being just a short drive from shopping, dining, schools, and major highways. Pine Hollow is known for its spacious lots, quiet atmosphere, and pride of ownership throughout the neighborhood. See supplement remarks. There are no builder tie-ins, giving you the freedom to bring your own custom floor plans, choose your preferred builder, or even act as your own contractor. To maintain the neighborhood's high standards, homes are required to have a minimum living area of 2,200 square feet.
Facts & features
The home at a glance
1.04 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,981 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,981/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Fort Pierce
Get to know Fort Pierce. See the full Fort Pierce guide →
FORT PIERCE 34945 — neighborhood snapshot
Population
6,214
Median age
41.6
Median income
$72,941
Median home value
$285,500
Avg household
2.85
Households w/ children
692
For the school run
St. Lucie County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Pierce market
$515K → $301K
Fort Pierce median sold, yr/yr
94.7%
Sale-to-list ratio (12 mo)
Median sold price, Fort Pierce, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% below the FORT PIERCE 34945 median. See the full Fort Pierce market guide →
Paper trail
This home's history
Reality check
What actually sold near 10638 Sugar Pine Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$725,000
10634 Sugar Pine Drive, Fort Pierce FL 34945 · same community
4 bd · 3 ba · 2,306 sqft · $314/sqft · 76 DOM
Sold · Jun ’26$274,000
8139 Cobblestone Drive, Fort Pierce FL 34945
3 bd · 2.5 ba · 1,463 sqft · $187/sqft · 9 DOM
Sold · Jun ’26$309,990
8135 Cobblestone Drive, Fort Pierce FL 34945
3 bd · 2.5 ba · 1,463 sqft · $212/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10638 Sugar Pine Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10638 Sugar Pine Drive — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10638 Sugar Pine Drive FAQs
What would the monthly payment be for 10638 Sugar Pine Drive, Fort Pierce FL 34945?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,981/mo — principal and interest, the actual property-tax bill, the $55/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10638 Sugar Pine Drive, Fort Pierce FL 34945?+
The association fee works out to $55 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10638 Sugar Pine Drive, Fort Pierce FL 34945?+
The most recent tax bill on record (2025) was $2,967. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Fort Pierce?+
At $240,000, this home is listed about 25% below the Fort Pierce median of $319,900. The market section on this page shows how the area is trending.
Which schools are assigned to 10638 Sugar Pine Drive, Fort Pierce FL 34945?+
Forest Grove Middle School (middle), Chester A. Moore Elementary School (elementary), Lawnwood Elementary School (elementary), White City Elementary School (elementary), Weatherbee Elementary School (elementary), Treasure Coast High School (high) — St. Lucie County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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