CENTURY 21 Edge
$3,250,0004 bd5 ba118,403 sqft$27 /sqft$19,057 /mo all-in ↓

Las Lagartijas San Carlos, Cocle

Active81 days on marketListed May 18, 2026MLS #B26030051

WaterfrontPrivate poolSingle Family Residence

About this home

Las Lagartijas San Carlos, Cocle

Luxury Equestrian Estate, Punta Barco, Panama Republic Exceptional 3.7-hectare (9+ acre) fully equipped equestrian estate located near Punta Barco Viejo, just minutes from the Inter-American Highway and within easy reach of beaches, golf courses, and key amenities. The property features a newly built, fully furnished residence with 4 bedrooms, 5 bathrooms, office/den, spacious terrace, and a 40 m² pool. Fully air-conditioned with complete security system. Equestrian facilities include 6 stables with automatic systems, regulation-size riding and jumping arena with full jumps set, covered round pen, tack room, and staff quarters. Infrastructure is top-tier with 3 water wells, purification systems, reserve tanks, backup generator (100% coverage), irrigation systems, and 12+ lush pastures with automatic watering. Additional highlights include direct river access with 120 meters of frontage and natural swimming area, pond with fountain, multiple storage buildings, and a variety of fruit trees. Offered fully furnished and equipped, including professional farm equipment and trained staff for seamless operation. Exclusively available for private showings to qualified buyers with verified proof of funds. All tours are conducted by appointment with the owners in attendance. Prime location: 1 hour from Panama City, 15 minutes by ATV to the beach, and close to golf, marina, hospital, and restaurants.

Facts & features

The home at a glance

4

Bedrooms

5

Bathrooms

118,403

Sqft

9.14 ac

Lot size

3

Garage

2022

Year built

1

Levels

$27

Per sqft

Private poolWaterfrontGarden & River viewPets allowed

Inside

FlooringMarble · Other
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Free-Standing Freezer · Ice Maker · Microwave · Water Purifier · Gas Range · Refrigerator · Self Cleaning Oven · Wall Oven · Washer · Water Softener Owned · Water Softener/Filter
InteriorCooking Island · Pantry · Volume Ceilings · Walk-In Closet(s)
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther Roof/Roof Structure · Other
ConstructionConcrete Block Construction
ViewGarden · River
FacesSouthwest
Parking2 Or More Spaces · Awning · Covered · Parking Garage
ExteriorBalcony · Barbeque · Fruit Trees · Exterior Lights · Outdoor Shower

Community & fees

Taxes (2025)$1,700/yr
PetsYes
CommunityHorses Permitted · Underground Utilities · Unpaved Road

Utilities & systems

UtilitiesSeptic · Underground Utilities · Well Pump · Electricity Available · Sewer Available · Water Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$19,057 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$17,537
PMI (est., until 20% equity)$1,219
Property tax — 2025 actual bill$142
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $325,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $325,000
Interest rate6.00%
Loan term

Estimated payment

$19,057/mo

Principal & interest$17,537
PMI (est., until 20% equity)$1,219
Property taxes (actual bill)$142
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about Las Lagartijas San Carlos — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for Las Lagartijas San Carlos — before you fall in love.

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

Las Lagartijas San Carlos FAQs

What would the monthly payment be for Las Lagartijas San Carlos, Cocle?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $19,057/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on Las Lagartijas San Carlos, Cocle?+

The most recent tax bill on record (2025) was $1,700. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at Las Lagartijas San Carlos, Cocle?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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Las Lagartijas San Carlos, Cocle — 4 Bed, 5 Bath — $3,250,000 | CENTURY 21 Edge