2649 Clipper Circle, West Palm Beach FL 33411, WEST PALM BEACH, FL, 33411
Active91 days on marketListed May 18, 2026MLS #B26030169
About this home
2649 Clipper Circle, West Palm Beach FL 33411
AMAZING OPPORTUNITY TO OWN A 3/2/2 WATERFRONT HOME IN EXCLUSIVE BAYWINDS! BRAND NEW WATER HEATER! Home features Accordion Shutters, 2021 AC, tiled living area, Corian Counter tops and plenty of storage. Needs some TLC / Priced to sell allowing buyer to chose bedroom flooring and endless updates. Seller is willing to replace roof prior to closing with an acceptable offer. Baywinds is a beautifully maintained exclusive 55+ community offering a multitude of activities, 24 hour manned guard gate, and sidewalks thru out. They have 2 pools plus a resistance pool. The clubhouse renovations are expected to be completed in 2027 (see attached document for more information). Resort style amenities, Cable, Internet, Alarm, lawn care, sprinkler care (water from the canal) are all included. If the 55+ requirement is not met, a buyer may purchase under 55 years of age. No permanent residents under 19 years of age. CLUBHOUSE RENOVATION PROJECT has been approved. Since the assessment will not be in affect until estimated completion in Spring 2027, the current home sellers are unable to pay it off before/at closing. Special assessment will be new owners responsibility in 2027.Installment plan ($41/month over 10 years) or full payment ($3,600)
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,617
Sqft
0.21 ac
Lot size
2
Garage
2001
Year built
1
Levels
$216
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,906 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,906/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.2%
$/sqft vs West Palm Beach actives
$216 vs $253
Days on market
91 vs 62 typical
Where $216/sqft sits among the 399 West Palm Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Baywinds
Get to know West Palm Beach. See the full West Palm Beach guide →
Baywinds — neighborhood snapshot
Population
3,065
Median age
56
Median income
$61,302
Median home value
$182,108
Avg household
2
Households w/ children
310
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The West Palm Beach market
$397K → $410K
West Palm Beach median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
43 of 399
West Palm Beach actives have cut their price
Median sold price, West Palm Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 54% above the WEST PALM BEACH 33411 median. See the full West Palm Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 2649 Clipper Circle
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$425,000
9078 Bay Point Circle, West Palm Beach FL 33411
3 bd · 2 ba · 1,617 sqft · $263/sqft · 77 DOM
Sold · Oct ’25$382,800
9640 Great Egret Court, West Palm Beach FL 33411
3 bd · 2 ba · 1,617 sqft · $237/sqft · 186 DOM
Sold · Jun ’26$367,000
9740 Egret Chase Lane, West Palm Beach FL 33411
3 bd · 2 ba · 1,631 sqft · $225/sqft · 144 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gianfranco Di Flumeri
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2649 Clipper Circle — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2649 Clipper Circle — before you fall in love.
See it in person
Schedule a tour
Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2649 Clipper Circle FAQs
What would the monthly payment be for 2649 Clipper Circle, West Palm Beach FL 33411?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,906/mo — principal and interest, the actual property-tax bill, the $150/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2649 Clipper Circle, West Palm Beach FL 33411?+
The association fee works out to $150 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2649 Clipper Circle, West Palm Beach FL 33411?+
The most recent tax bill on record (2025) was $4,573. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2649 Clipper Circle, West Palm Beach FL 33411?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in West Palm Beach?+
At $350,000, this home is listed about 11% above the West Palm Beach median of $315,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2649 Clipper Circle, West Palm Beach FL 33411?+
Benoist Farms Elementary School (elementary), Jeaga Middle School (middle), Palm Beach Lakes High School (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$350,000 runs 54% above the WEST PALM BEACH 33411 median — but at 1,617 sqft it's also 31% larger than the typical West Palm Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $375,000, now $350,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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