CENTURY 21 Edge
$395,0003 bd2 ba1,479 sqft$267 /sqft$3,252 /mo all-in ↓

1081 Island Manor Drive, FL 33413, FL, 33413

Active77 days on marketListed May 24, 2026MLS #B26032384

WaterfrontPrivate poolISLAND OF RIVER BRIDGE,River Bridge

About this home

1081 Island Manor Drive, FL 33413

Welcome home to resort-style living in the community of River Bridge. This open and spacious corner unit villa features 3 bedrooms, 2 bathrooms, and a 2 car garage. The property features a new roof installed in 2020. The split floor plan and high ceilings create a spacious and airy atmosphere. Enjoy tranquil and peaceful water views from the covered and screened patio. River Bridge is a resort-style, gated community that offers many amenities, including a clubhouse with 2 pools, fitness room, billiards room, tennis and pickleball courts, and more. The villa is located in the exclusive "Island" subdivision, which has its own private pool.HOA fee includes basic cable, internet, and a manned gate for added security. Don't miss the chance to make this delightful property your new home.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,479

Sqft

0.1 ac

Lot size

2

Garage

1995

Year built

1

Levels

$267

Per sqft

Private poolWaterfrontLake & Lake View viewPets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Electric Range · Refrigerator · Washer
InteriorEntrance Foyer · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile · Tile Roof
ConstructionCBS Construction
ViewLake · Lake View
FacesNortheast
Parking2 Or More Spaces · Driveway · Parking Garage

Community & fees

HOA fee$392/mo
Taxes (2025)$2,402/yr
PetsYes
CommunityTennis · Buyer Approval Required · Gated · Clubhouse · Exercise Room · Mandatory Hoa · Pool · Sidewalks · Spa/Hot Tub · Street Lights · Tennis Court(s) · Whirlpool

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,252 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property tax — 2025 actual bill$200
HOA fee — from the listing$392
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,825Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,825
Interest rate6.00%
Loan term

Estimated payment

$3,252/mo

Principal & interest$2,325
FHA mortgage insurance (est.)$175
Property taxes (actual bill)$200
HOA / condo fee$392
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Reality check

What actually sold near 1081 Island Manor Drive

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1091 Island Manor Drive, FL 33413Sold · Aug ’25

$355,000

1091 Island Manor Drive, FL 33413 · same community

2 bd · 2 ba · 1,385 sqft · $256/sqft · 96 DOM

1035 Island Manor Drive, FL 33413Sold · Mar ’26

$375,000

1035 Island Manor Drive, FL 33413 · same community

2 bd · 2 ba · 1,316 sqft · $285/sqft · 22 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

John Carpenter

Your agent

John Carpenter

CFO/Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 1081 Island Manor Drive — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1081 Island Manor Drive — before you fall in love.

See it in person

Schedule a tour

Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1081 Island Manor Drive FAQs

What would the monthly payment be for 1081 Island Manor Drive, FL 33413?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,252/mo — principal and interest, the actual property-tax bill, the $392/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1081 Island Manor Drive, FL 33413?+

The association fee works out to $392 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1081 Island Manor Drive, FL 33413?+

The most recent tax bill on record (2025) was $2,402. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1081 Island Manor Drive, FL 33413?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

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1081 Island Manor Drive, FL 33413, FL — 3 Bed, 2 Bath — $395,000 | CENTURY 21 Edge