81 S Island Dr, Ocean Ridge FL 33435, OCEAN RIDGE, FL, 33435
Active83 days on marketListed May 25, 2026MLS #B26032607
About this home
81 S Island Dr, Ocean Ridge FL 33435
Experience elevated waterfront living in this exceptional 6-bedroom, 5-bath estate offering over 5,100 sq ft under air and 100 feet of prime waterfrontage. Designed for both sophisticated entertaining and effortless coastal living, the residence features grand formal spaces, a chef's kitchen overlooking the water, an elegant wine room and a spacious family room filled with natural light. The expansive primary suite boasts a private wraparound balcony with stunning water views. Outdoors, enjoy a resort-style zero edged pool and spa, lush tropical landscaping, private dock, boat lift and ocean access just minutes away. Property available for annual lease at $30,000 per month or seasonal lease at $40,000 per month.
Facts & features
The home at a glance
6
Bedrooms
5
Bathrooms
5,100
Sqft
0.28 ac
Lot size
2
Garage
2001
Year built
$6
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$377 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$377/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Ocean Ridge actives
$6 vs $665
Days on market
83 vs 72 typical
Where $6/sqft sits among the 39 Ocean Ridge actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocean Ridge
Get to know Ocean Ridge. See the full Ocean Ridge guide →
OCEAN RIDGE 33435 — neighborhood snapshot
Population
36,984
Median age
42.9
Median income
$66,612
Median home value
$306,900
Avg household
2.51
Households w/ children
2,805
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocean Ridge market
$1.4M → $1.7M
Ocean Ridge median sold, yr/yr
93.5%
Sale-to-list ratio (12 mo)
2 of 39
Ocean Ridge actives have cut their price
This home is listed 78% below the OCEAN RIDGE 33435 median. See the full Ocean Ridge market guide →
Paper trail
This home's history
Reality check
What actually sold near 81 S Island Dr
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$2,100,000
21 Hudson Avenue, Ocean Ridge FL 33435
6 bd · 6.5 ba · 6,054 sqft · $347/sqft · 13 DOM
Sold · Jun ’26$11,919,970
1675 Lands End Road, Manalapan FL 33462
5 bd · 6 ba · 6,643 sqft · $1,794/sqft · 137 DOM
Sold · Jun ’26$70,851,054
1660 S Ocean Boulevard, Manalapan FL 33462
7 bd · 11.5 ba · 19,661 sqft · $3,604/sqft · 168 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 81 S Island Dr — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 81 S Island Dr — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
81 S Island Dr FAQs
What would the monthly payment be for 81 S Island Dr, Ocean Ridge FL 33435?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $377/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 81 S Island Dr, Ocean Ridge FL 33435?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocean Ridge?+
At $30,000, this home is listed about 98% below the Ocean Ridge median of $1,360,000. The market section on this page shows how the area is trending.
Which schools are assigned to 81 S Island Dr, Ocean Ridge FL 33435?+
Forest Park Elementary School (elementary), Congress Community Middle School (middle), Boynton Beach Community High (high), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the OCEAN RIDGE 33435 market on paper
$30,000 is 78% below the OCEAN RIDGE 33435 median of $138,000, and at $6/sqft it sits under the Ocean Ridge average of $1,043.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $35,000, now $30,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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