95984 Mimosa Drive, FL 32034, FL, 32034
Active70 days on marketListed May 26, 2026MLS #B26033129
About this home
95984 Mimosa Drive, FL 32034
Immaculately kept and fully furnished, this turnkey single-story home features the highly sought-after Cindi floor plan and is perfectly positioned between the The Ritz-Carlton, Amelia Island and Omni Amelia Island Resort, just moments from the ocean, fine dining, and casual island eateries. This 2BR/2BA home offers 1,360 sq ft of modern coastal living with high ceilings, ample storage, luxury vinyl plank flooring throughout, quartz countertop and an open-concept layout designed for easy living and entertaining. The spacious gourmet kitchen features stainless steel appliances, a center island, and a 5-ring gas stovetop with a bright, airy flow into the main living areas. Relax on the private screened porch or enjoy the nearby community pool within this premier gated community. Audio and Visual present. Inside cameras do not convey.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,360
Sqft
0.07 ac
Lot size
2
Garage
2022
Year built
1
Levels
$496
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,927 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,927/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 95984 Mimosa Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 95984 Mimosa Drive — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
95984 Mimosa Drive FAQs
What would the monthly payment be for 95984 Mimosa Drive, FL 32034?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,927/mo — principal and interest, the actual property-tax bill, the $383/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 95984 Mimosa Drive, FL 32034?+
The association fee works out to $383 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 95984 Mimosa Drive, FL 32034?+
The most recent tax bill on record (2025) was $5,867. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 95984 Mimosa Drive, FL 32034?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.