138 Monterey Bay Drive, Boynton Beach FL 33426, BOYNTON BEACH, FL, 33426
Pending84 days on marketListed May 26, 2026MLS #B26033197
About this home
138 Monterey Bay Drive, Boynton Beach FL 33426
Spacious and well-maintained townhouse featuring a modern kitchen with granite countertops and stainless steel appliances. Convenient upstairs washer and dryer, with all bedrooms located on the second floor for added privacy. Enjoy beautiful lake views from the kitchen, dining area, and primary bedroom. The first floor offers tile flooring throughout, while the upstairs features comfortable carpeting. Half bathroom located downstairs, perfect for guests. Great layout and move-in ready!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,551
Sqft
2013
Year built
2
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Monterey Bay
Get to know Boynton Beach. See the full Boynton Beach guide →
Monterey Bay — neighborhood snapshot
Population
1,012
Median age
43
Median income
$120,218
Median home value
$514,700
Avg household
3
Households w/ children
50%
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boynton Beach market
$555K → $405K
Boynton Beach median sold, yr/yr
98.7%
Sale-to-list ratio (12 mo)
Median sold price, Boynton Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the BOYNTON BEACH 33426 median. See the full Boynton Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Darrick Cook
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 138 Monterey Bay Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 138 Monterey Bay Drive — before you fall in love.
See it in person
Schedule a tour
Live availability from Darrick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
138 Monterey Bay Drive FAQs
What would the monthly payment be for 138 Monterey Bay Drive, Boynton Beach FL 33426?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 138 Monterey Bay Drive, Boynton Beach FL 33426?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boynton Beach?+
At $2,800, this home is listed about 99% below the Boynton Beach median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 138 Monterey Bay Drive, Boynton Beach FL 33426?+
Crosspointe Elementary School (elementary), Atlantic High School (high), Carver Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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