3240 Lake Osborne Drive Apt 104, FL 33461, FL, 33461
Active78 days on marketListed May 28, 2026MLS #B26034023
About this home
3240 Lake Osborne Drive Apt 104, FL 33461
Priced to sell UNDER market value of $100,500. You will LOVE this location in central Palm Beach County. 3.5 miles to beach. Coveted King size 1 bedrm unit on 1st flr next to lake! New impact windows, New AC (Dec 2025), Upgraded bathroom w/walk-in shower, Hi-end luxury vinyl wood flooring, Vintage Florida bamboo furniture throughout. Across from 750-acre John Prince park w/350-acre Lake Osborne, biking trails, golf driving range, etc. 1 minute to Tri-Rail station. 2 min to 95. Only 5 min to cute dwntwn Lake Worth Beach. 8 min to beach/ocean. 15 min to both dwntwn WPB & Delray Bch w/ their many restaurants & shopping. Just feet from recreation bldg w/pool, gyms, pickleball/shuffleboard/bocce ball courts, billiards table/ping pong rooms, library, BBQ area, mgmt. office, etc. Well maintained (physically and financially) 55+ community. No pets. Credit score of 700+ needed to buy here.
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
734
Sqft
0 ac
Lot size
1977
Year built
1
Levels
$102
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,267 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,267/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Reality check
What actually sold near 3240 Lake Osborne Drive Apt 104
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$140,000
3240 Lake Osborne Drive # 205, FL 33461 · same community
2 bd · 2 ba · 819 sqft · $171/sqft · 67 DOM
Sold · Apr ’26$142,500
3160 Lake Osborne Drive # 201, FL 33461 · same community
2 bd · 1 ba · 819 sqft · $174/sqft · 41 DOM
Sold · Mar ’26$155
2920 Lake Osborne Drive # 103, FL 33461 · same community
2 bd · 2 ba · 819 sqft · $0/sqft · 132 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 3240 Lake Osborne Drive Apt 104 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3240 Lake Osborne Drive Apt 104 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3240 Lake Osborne Drive Apt 104 FAQs
What would the monthly payment be for 3240 Lake Osborne Drive Apt 104, FL 33461?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,267/mo — principal and interest, the actual property-tax bill, the $602/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3240 Lake Osborne Drive Apt 104, FL 33461?+
The association fee works out to $602 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3240 Lake Osborne Drive Apt 104, FL 33461?+
The most recent tax bill on record (2025) was $373. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3240 Lake Osborne Drive Apt 104, FL 33461?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
The brief
Three things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Know the monthly fee
The association fee is $602/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $95,000, now $74,900 — a $20K cut. The full history is in the market section below.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.