912 Congressional Way, Deerfield Beach FL 33442, DEERFIELD BEACH, FL, 33442
Pending76 days on marketListed Jun 4, 2026MLS #B26037075
About this home
912 Congressional Way, Deerfield Beach FL 33442
Welcome to resort-style living in the highly sought-after Independence Bay community! This spacious 2-bed, 2-bathr + Bonus Room (largest model) condo offers approximately 1,300 square feet of living space and is one of the largest floor plans in the neighborhood. Featuring soaring vaulted ceilings, abundant natural light, and a desirable split-bedroom layout, this home combines comfort and functionality. The updated kitchen and remodeled bathrooms provide modern appeal, while the oversized primary suite includes custom California-style closets and elegant crown molding. Enjoy tranquil lake views from the large, screened balcony. Additional highlights include in-unit washer and dryer, accordion hurricane shutters, updated appliances, and ample storage throughout. No minim down payment. NO minimum down payment requirements by Association
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,300
Sqft
0 ac
Lot size
1987
Year built
2
Levels
$215
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,036 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,036/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4%
Days on market
76 vs 76 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deerfield Beach
Get to know Deerfield Beach. See the full Deerfield Beach guide →
DEERFIELD BEACH 33442 — neighborhood snapshot
Population
31,146
Median age
51.3
Median income
$53,413
Median home value
$231,400
Avg household
2.04
Households w/ children
3,089
For the school run
Broward County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deerfield Beach market
$557K → $360K
Deerfield Beach median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
Median sold price, Deerfield Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 143% above the DEERFIELD BEACH 33442 median. See the full Deerfield Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 912 Congressional Way — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 912 Congressional Way — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
912 Congressional Way FAQs
What would the monthly payment be for 912 Congressional Way, Deerfield Beach FL 33442?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,036/mo — principal and interest, the actual property-tax bill, the $573/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 912 Congressional Way, Deerfield Beach FL 33442?+
The association fee works out to $573 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 912 Congressional Way, Deerfield Beach FL 33442?+
The most recent tax bill on record (2025) was $6,446. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 912 Congressional Way, Deerfield Beach FL 33442?+
The listing reports pets: Restrictions Or Possible Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deerfield Beach?+
At $279,000, this home is listed about 36% above the Deerfield Beach median of $205,000. The market section on this page shows how the area is trending.
Which schools are assigned to 912 Congressional Way, Deerfield Beach FL 33442?+
Quiet Waters Elementary School (elementary), Deerfield Beach High School (high), Lyons Creek Middle School (middle) — Broward County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$279,000 runs 143% above the DEERFIELD BEACH 33442 median — but at 1,300 sqft it's also 34% larger than the typical Deerfield Beach listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $573/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $285,000, now $279,000 — a $6K cut. The full history is in the market section below.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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