CENTURY 21 Edge
$549,9003 bd2 ba1,798 sqft$306 /sqft$3,986 /mo all-in ↓

5780 Saddle Trail Lane, Lake Worth FL 33449, LAKE WORTH, FL, 33449

Active78 days on marketListed Jun 1, 2026MLS #B26037391

Private poolSingle Family ResidenceTHOROUGHBRED LAKE ESTATES ,Thoroughbred Lakes E

About this home

5780 Saddle Trail Lane, Lake Worth FL 33449

Welcome to this well-proportioned single-family residence located in Thoroughbred Lake Estates 1 in Lake Worth, Florida. This one-story home offers 1,798 square feet of finished living space with three bedrooms and two bathrooms, providing comfortable accommodation for various living arrangements. The two-car garage offers convenient parking and storage solutions. Situated in an established community, this property presents a practical opportunity for those seeking a solid residential foundation in the Lake Worth area.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,798

Sqft

0.12 ac

Lot size

2

Garage

2002

Year built

1

Levels

$306

Per sqft

Private poolPets allowed

Inside

FlooringCeramic Floor · Tile
AppliancesGas Water Heater · Natural Gas Water Heater · Trash Compactor · Dishwasher · Disposal · Dryer · Ice Maker · Microwave · Refrigerator
InteriorLobby · Closet Cabinetry · Roman Tub · Skylight · Walk-In Closet(s) · Family Room · Florida Room · Game Room · Recreation Room · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Building A/C · Central Air · Electric · Paddle Fans
HeatingCentral · Gas

Outside & construction

RoofComp Shingle Roof · Shingle
ConstructionConcrete Block Construction · CBS Construction · Slab Construction · Stucco
FacesEast
Parking2 Or More Spaces · Parking Garage

Community & fees

HOA fee$300/mo
Taxes (2025)$544/yr
PetsYes
CommunityTennis · Bar · Exercise Room · Maintained Community · Mandatory Hoa · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Cable Available · Electricity Available · Natural Gas Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,986 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,237
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$45
HOA fee — from the listing$300
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,247Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,247
Interest rate6.00%
Loan term

Estimated payment

$3,986/mo

Principal & interest$3,237
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$45
HOA / condo fee$300
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $550K
$444KedgeAI estimate $483,849 · range $462K$496K$572K

vs edgeAI estimate

+13.7%

$/sqft vs Lake Worth actives

$306 vs $258

Days on market

78 vs 49 typical

Where $306/sqft sits among the 400 Lake Worth actives

90
79
126
50 · this home
24
31
$103–170$170–238$238–305$305–372$372–440$440+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Worth

Map of 5780 Saddle Trail Lane, Lake Worth FL 33449

Get to know Lake Worth. See the full Lake Worth guide →

LAKE WORTH 33449 — neighborhood snapshot

Population

9,131

Median age

49.4

Median income

$149,159

Median home value

$625,500

Avg household

2.84

Households w/ children

887

For the school run

Palm Beach County School District

HighLake Worth High School★★★★
ElementarySouth Grade Elementary School★★★★
MiddleLake Worth Community Middle★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lake Worth market

Seller’s marketLeans buyer9.9 months of inventoryBuyer’s market

$695K$535K

Lake Worth median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

57 of 400

Lake Worth actives have cut their price

Median sold price, Lake Worth, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2% below the LAKE WORTH 33449 median. See the full Lake Worth market guide →

Paper trail

This home's history

Jun 1, 2026Listed at $549,900 · 78 days on market since
2002Built · THOROUGHBRED LAKE ESTATES ,Thoroughbred Lakes E

Reality check

What actually sold near 5780 Saddle Trail Lane

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6298 VIA PRIMO STREETSold · Apr ’26

$435,000

6298 VIA PRIMO STREET

3 bd · 2 ba · 1,768 sqft · $246/sqft · 0 DOM

4681 Carlton Golf Drive, Lake Worth FL 33449Sold · Jul ’26

$295,000

4681 Carlton Golf Drive, Lake Worth FL 33449

2 bd · 2 ba · 1,748 sqft · $169/sqft · 8 DOM

9970 Torino Dr, Lake Worth FL 33467Sold · Oct ’25

$340,000

9970 Torino Dr, Lake Worth FL 33467

3 bd · 2 ba · 1,850 sqft · $184/sqft · 33 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 5780 Saddle Trail Lane — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5780 Saddle Trail Lane — before you fall in love.

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5780 Saddle Trail Lane FAQs

What would the monthly payment be for 5780 Saddle Trail Lane, Lake Worth FL 33449?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,986/mo — principal and interest, the actual property-tax bill, the $300/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5780 Saddle Trail Lane, Lake Worth FL 33449?+

The association fee works out to $300 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5780 Saddle Trail Lane, Lake Worth FL 33449?+

The most recent tax bill on record (2025) was $544. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5780 Saddle Trail Lane, Lake Worth FL 33449?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lake Worth?+

At $549,900, this home is listed about 29% above the Lake Worth median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5780 Saddle Trail Lane, Lake Worth FL 33449?+

Lake Worth High School (high), South Grade Elementary School (elementary), Lake Worth Community Middle (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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