523 NW 38th Terrace, Deerfield Beach FL 33442, DEERFIELD BEACH, FL, 33442
Active76 days on marketListed Jun 4, 2026MLS #B26038475
About this home
523 NW 38th Terrace, Deerfield Beach FL 33442
Welcome to this well-maintained 3-bedroom, 2.5-bath pool home in the desirable Villages of Hillsboro Park! Notable features include a 2018 roof, a beautifully resurfaced pool completed in early 2026 with new tile and coping, refreshed kitchen cabinetry, newer appliances, updated bathrooms, and a recently replaced A/C component. Enjoy your private backyard - perfect for relaxing or entertaining. The community offers a low HOA and a neighborhood park featuring a boat ramp, fishing dock, and playground. Ideally located just 15 minutes from the beach with easy access to major highways, shopping, dining, and the surrounding cities of Boca Raton, Coconut Creek, Coral Springs, and Pompano. .
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,912
Sqft
0.13 ac
Lot size
2
Garage
1986
Year built
2
Levels
$340
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,568 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,568/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.6%
$/sqft vs Deerfield Beach actives
$340 vs $224
Days on market
76 vs 76 typical
Where $340/sqft sits among the 400 Deerfield Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages Of Hillsboro
Get to know Deerfield Beach. See the full Deerfield Beach guide →
The Villages Of Hillsboro — neighborhood snapshot
Population
1,461
Median age
45
Median income
$103,412
Median home value
$423,769
Avg household
3
Households w/ children
150
For the school run
Broward County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deerfield Beach market
$557K → $360K
Deerfield Beach median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
41 of 400
Deerfield Beach actives have cut their price
Median sold price, Deerfield Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 460% above the DEERFIELD BEACH 33442 median. See the full Deerfield Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 523 NW 38th Terrace
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$655,000
542 NW 39th Ter, Deerfield Beach FL 33442 · same community
3 bd · 2.5 ba · 1,912 sqft · $343/sqft · 7 DOM
Sold · May ’26$700,000
4158 NW 6th Street, Deerfield Beach FL 33442 · same community
3 bd · 2.5 ba · 1,912 sqft · $366/sqft · 18 DOM
Sold · May ’26$655,000
3851 NW 7th Pl, Deerfield Beach FL 33442 · same community
3 bd · 2.5 ba · 1,984 sqft · $330/sqft · 314 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 523 NW 38th Terrace — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 523 NW 38th Terrace — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
523 NW 38th Terrace FAQs
What would the monthly payment be for 523 NW 38th Terrace, Deerfield Beach FL 33442?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,568/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 523 NW 38th Terrace, Deerfield Beach FL 33442?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 523 NW 38th Terrace, Deerfield Beach FL 33442?+
The most recent tax bill on record (2025) was $7,723. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 523 NW 38th Terrace, Deerfield Beach FL 33442?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deerfield Beach?+
At $649,999, this home is listed about 217% above the Deerfield Beach median of $205,000. The market section on this page shows how the area is trending.
Which schools are assigned to 523 NW 38th Terrace, Deerfield Beach FL 33442?+
Quiet Waters Elementary School (elementary), Lyons Creek Middle School (middle), Monarch High School (high) — Broward County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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