CENTURY 21 Edge
$80,000≈$695 /mo all-in ↓

0 Us-441, Okeechobee FL 34974, OKEECHOBEE, FL, 34974

Active46 days on marketListed Jun 8, 2026MLS #B26038686

✦ Priced 63% below the OKEECHOBEE 34974 medianWaterfrontS/D OF 35-40-37 IN CHANCE

About this home

0 Us-441, Okeechobee FL 34974

This two acre parcel of land is located right off of HWY 441, has an annual average daily traffic of 4,700 cars per day.

Facts & features

The home at a glance

2 ac

Lot size

Waterfront

Inside

Outside & construction

Community & fees

Taxes (2025)$345/yr

Utilities & systems

UtilitiesOther Utilities Available · Other
WaterOther

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$695 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$471
FHA mortgage insurance (est.)$35
Property tax — 2025 actual bill$29
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $2,800
Interest rate6.00%
Loan term

Estimated payment

$695/mo

Principal & interest$471
FHA mortgage insurance (est.)$35
Property taxes (actual bill)$29
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Okeechobee

Map of 0 Us-441, Okeechobee FL 34974

Get to know Okeechobee. See the full Okeechobee guide →

OKEECHOBEE 34974 — neighborhood snapshot

Population

23,994

Median age

48.1

Median income

$50,671

Median home value

$162,900

Avg household

2.26

Households w/ children

2,418

The numbers that matter

The Okeechobee market

Seller’s marketBalanced — 5.1 months of inventoryBuyer’s market

$225K → $338K

Okeechobee median sold, yr/yr

93.2%

Sale-to-list ratio (12 mo)

Median sold price, Okeechobee, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% below the OKEECHOBEE 34974 median. See the full Okeechobee market guide →

Paper trail

This home's history

Jun 8, 2026Listed at $80,000 · 46 days on market since

Reality check

What actually sold near 0 Us-441

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3412 SE 18th Terrace, Okeechobee FL 34974Sold · Dec ’25

$100,000

3412 SE 18th Terrace, Okeechobee FL 34974

2 bd · 2 ba · 141 DOM

1601 Us Highway 441 Highway SE # 108, Okeechobee FL 34974Sold · May ’26

$105,000

1601 Us Highway 441 Highway SE # 108, Okeechobee FL 34974

2 bd · 1 ba · 612 sqft · $172/sqft · 58 DOM

1226 SW 44TH BOULEVARDSold · Oct ’25

$150,000

1226 SW 44TH BOULEVARD

2 bd · 1 ba · 784 sqft · $191/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Arlinda Gokyar

Your agent

Arlinda Gokyar

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 0 Us-441 — start here.

CallText
arlinda.gokyar@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 Us-441 — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

0 Us-441 FAQs

What would the monthly payment be for 0 Us-441, Okeechobee FL 34974?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $695/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 Us-441, Okeechobee FL 34974?+

The most recent tax bill on record (2025) was $345. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Okeechobee?+

At $80,000, this home is listed about 71% below the Okeechobee median of $279,950. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the OKEECHOBEE 34974 market on paper

$80,000 is 63% below the OKEECHOBEE 34974 median of $215,000.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

46 days on market against a Okeechobee median of 11 — sellers in this position are usually ready to negotiate.

Keep looking

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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