CENTURY 21 Edge
$549,000$569,0003 bd2 ba1,350 sqft$407 /sqft$4,295 /mo all-in ↓

54 Cedar Circle, Boynton Beach FL 33436, BOYNTON BEACH, FL, 33436

Active57 days on marketListed Jun 12, 2026MLS #B26040392

Reduced $20KPrivate poolSingle Family ResidenceMEADOWS 300 1

About this home

54 Cedar Circle, Boynton Beach FL 33436

Welcome home to this beautifully updated 3-bedroom, 2-bath pool home located in the desirable all-ages community of The Meadows. This spacious residence features an open-concept floor plan with soaring ceilings, abundant natural light, and an inviting atmosphere throughout. Enjoy tranquil pool views from the screened patio, perfectly situated on a generously sized fenced lot that offers both privacy and space to entertain. The backyard is a tropical retreat filled with an impressive variety of fruit trees and plants, including ice cream bean, mango, avocado, three varieties of banana trees, soursop, Barbados cherry, loquat, Jamaican cherry, and even pineapple plants. Thoughtfully updated and truly move-in ready, the home features a renovated open kitchen, an updated primary bathroom suite with an interior washer and dryer, an updated guest bathroom, and a 2021 air-conditioning system. The low HOA fee of just $191 every six months provides access to community amenities that include a playground, picnic pavilions, tennis courts, and pickleball courts. Conveniently located off Congress Avenue, The Meadows is close to shopping, dining, beaches, hospitals, and everyday conveniences. There are no pet restrictions, and immediate rentals are permitted with a minimum lease term of one year, making this property an excellent option for both homeowners and investors alike. INFORMATION HEREIN NOT GUARANTEED AND SUBJECT TO ERRORS & OMISSIONS. ALL MEASUREMENTS ARE APPROXIMATE.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,350

Sqft

0.18 ac

Lot size

2

Garage

1986

Year built

1

Levels

$407

Per sqft

Private poolGarden & Pool viewPets allowed

Inside

FlooringCeramic Floor
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Microwave · Electric Range · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorSplit Bedroom · Vaulted Ceiling(s) · Volume Ceilings · Walk-In Closet(s) · Utility Room/Laundry
LaundryLaundry Room · Utility Room/Laundry
CoolingCeiling Fan(s) · Central Air · Electric
HeatingCentral · Electric

Outside & construction

RoofComp Shingle Roof · Shingle
ConstructionCBS Construction
ViewGarden · Pool
FacesNortheast
Parking2 Or More Spaces · Driveway · No Boats · Parking Garage · No Rv/Boats
ExteriorFruit Trees

Community & fees

HOA fee$32/mo
Taxes (2025)$7,542/yr
PetsYes
CommunityTennis · Mandatory Hoa · Picnic Area · Sidewalks · Street Lights · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected · Cable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,295 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,232
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$629
HOA fee — from the listing$32
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,215Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,215
Interest rate6.00%
Loan term

Estimated payment

$4,295/mo

Principal & interest$3,232
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$629
HOA / condo fee$32
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $549K
$377KedgeAI estimate $451,903 · range $393K$487K$571K

vs edgeAI estimate

+21.5%

$/sqft vs Boynton Beach actives

$407 vs $236

Days on market

57 vs 64 typical

Where $407/sqft sits among the 399 Boynton Beach actives

103
117
87
48
14 · this home
30
$119–184$184–249$249–313$313–378$378–443$443+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Boynton Beach

Map of 54 Cedar Circle, Boynton Beach FL 33436

Get to know Boynton Beach. See the full Boynton Beach guide →

BOYNTON BEACH 33436 — neighborhood snapshot

Population

47,495

Median age

47.5

Median income

$76,011

Median home value

$327,100

Avg household

2.37

Households w/ children

4,286

For the school run

Palm Beach County School District

MiddleCongress Community Middle School★★★★★
HighBoynton Beach Community High★★★★★
ElementaryCrosspointe Elementary School★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boynton Beach market

Seller’s marketLeans buyer9.9 months of inventoryBuyer’s market

$555K$405K

Boynton Beach median sold, yr/yr

98.7%

Sale-to-list ratio (12 mo)

39 of 399

Boynton Beach actives have cut their price

Median sold price, Boynton Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 100% above the BOYNTON BEACH 33436 median. See the full Boynton Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $549,000 $20K
Jun 12, 2026Listed at $569,000 · 57 days on market since
1986Built · MEADOWS 300 1

Reality check

What actually sold near 54 Cedar Circle

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

153 Meadows Drive, Boynton Beach FL 33436Sold · May ’26

$320,000

153 Meadows Drive, Boynton Beach FL 33436 · same community

3 bd · 2 ba · 1,380 sqft · $232/sqft · 6 DOM

81 Cedar Circle, Boynton Beach FL 33436Sold · Jan ’26

$525,000

81 Cedar Circle, Boynton Beach FL 33436 · same community

3 bd · 2 ba · 1,396 sqft · $376/sqft · 1 DOM

56 Baytree Circle, Boynton Beach FL 33436Sold · Jun ’26

$435,000

56 Baytree Circle, Boynton Beach FL 33436 · same community

2 bd · 2 ba · 1,404 sqft · $310/sqft · 25 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 54 Cedar Circle — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 54 Cedar Circle — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

54 Cedar Circle FAQs

What would the monthly payment be for 54 Cedar Circle, Boynton Beach FL 33436?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,295/mo — principal and interest, the actual property-tax bill, the $32/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 54 Cedar Circle, Boynton Beach FL 33436?+

The association fee works out to $32 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 54 Cedar Circle, Boynton Beach FL 33436?+

The most recent tax bill on record (2025) was $7,542. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 54 Cedar Circle, Boynton Beach FL 33436?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boynton Beach?+

At $549,000, this home is listed about 69% above the Boynton Beach median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 54 Cedar Circle, Boynton Beach FL 33436?+

Congress Community Middle School (middle), Boynton Beach Community High (high), Crosspointe Elementary School (elementary), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$549,000 runs 100% above the BOYNTON BEACH 33436 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03The price has already moved

Listed at $569,000, now $549,000 — a $20K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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