13530 Spruce Pine Drive, FL 33470, FL, 33470
Active46 days on marketListed Jun 12, 2026MLS #B26040690
About this home
13530 Spruce Pine Drive, FL 33470
RARE DOUBLE WATERFRONT LOT! One of only a select few homes in all of Westlake offering stunning water views from both the front and rear of the property. Located in The Pines, one of the most sought-after neighborhoods within Palm Beach County's newest city, Westlake, this exceptional single-story residence combines luxury, flexibility, and an unparalleled setting. Featuring over 3,100 square feet of thoughtfully designed living space, this open-concept floor plan is filled with abundant natural light and offers a highly functional layout. The home includes 5 bedrooms and 4 full bathrooms, along with multiple den/flex spaces and a separate hobby/media/theater room, providing endless possibilities for remote work, recreation, fitness, or multi-generational living. The upgraded interior showcases premium finishes throughout, including impact glass windows and doors, elegant 6" plank tile flooring, upgraded cabinetry, custom 9-foot barn doors, and upgraded vanities in every bathroom. The gourmet kitchen is highlighted by a farmhouse sink and faucet, impressive 3" mitered-edge quartz countertops, and an oversized extended island that serves as the centerpiece for entertaining and everyday living. The luxurious bathrooms feature two large frameless glass showers, creating a spa-like atmosphere. The home is also pre-wired with high-speed network cabling, delivering enhanced connectivity for modern living. Combining spacious single-level living, extensive upgrades, versatile living areas, and one of Westlake's most desirable double-waterfront homesites, this property represents a rare opportunity to own a truly exceptional home in one of Palm Beach County's fastest-growing communities. Westlake Adventure Park amenities include a lagoon pool with a 3-story slide, a splash pad, cabanas, lawn space for parties, an outdoor concert pavilion, basketball courts, an adult pool clubhouse (lodge), a playground, a dog park. As an owner, you also have access to Westlake's Adventure Park.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,151
Sqft
0.19 ac
Lot size
2
Garage
2024
Year built
1
Levels
$264
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,025 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,025/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Reality check
What actually sold near 13530 Spruce Pine Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$784,309
14421 Spruce Pine Drive, Westlake FL 33470 · same community
5 bd · 4 ba · 3,172 sqft · $247/sqft · 68 DOM
Sold · Mar ’26$606,040
14213 Silver Needle Spring, Westlake FL 33470 · same community
4 bd · 3.5 ba · 2,485 sqft · $244/sqft · 21 DOM
Sold · Dec ’25$518,530
13861 Prickly Cone Cove, Westlake FL 33470 · same community
3 bd · 2 ba · 1,937 sqft · $268/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Melinda Manges Iosua
Director, Agent Recruiting · CENTURY 21 Edge
Tours, negotiation, and every question about 13530 Spruce Pine Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13530 Spruce Pine Drive — before you fall in love.
See it in person
Schedule a tour
Live availability from Melinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13530 Spruce Pine Drive FAQs
What would the monthly payment be for 13530 Spruce Pine Drive, FL 33470?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,025/mo — principal and interest, the actual property-tax bill, the $121/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13530 Spruce Pine Drive, FL 33470?+
The association fee works out to $121 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13530 Spruce Pine Drive, FL 33470?+
The most recent tax bill on record (2025) was $11,305. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13530 Spruce Pine Drive, FL 33470?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.