CENTURY 21 Edge
$230,000$237,7203 bd2 ba1,250 sqft$184 /sqft$2,494 /mo all-in ↓

212 Harbour Pointe Way, FL 33413, FL, 33413

Active52 days on marketListed Jun 14, 2026MLS #B26040911

Reduced $8KWaterfrontPrivate poolTownhouseHARBOUR POINTE AT RIVER BR

About this home

212 Harbour Pointe Way, FL 33413

Sunlight pours through multiple skylights, giving this 3 bedroom, 2 bathroom townhouse a warm and airy feel that sets it apart from the moment you walk in. Tucked within Harbour Pointe at River Bridge, the home is surrounded by mature trees, peaceful pond views, and a natural backdrop that creates a sense of calm rarely found in townhome living. The big-ticket items have already been addressed with a newer roof, 3-year-old AC system, new water heater, and newer appliances. The two-story layout offers 1,250 square feet of well-utilized space with room to relax, work, or entertain. If you've been searching for a home that feels connected to nature without sacrificing convenience, this is one worth seeing. Minutes from shopping, dining, and everyday essentials, yet it feels a world away from

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,250

Sqft

0.03 ac

Lot size

1986

Year built

2

Levels

$184

Per sqft

Private poolWaterfrontCanal & Canal View & Pond View & Pond viewPets allowed

Inside

FlooringCarpet · Vinyl · Wood
AppliancesDishwasher · Disposal · Dryer · Microwave · Electric Range · Refrigerator · Washer
InteriorBuilt-in Features · Closet Cabinetry · Entrance Foyer · Skylight · Vaulted Ceiling(s) · Walk-In Closet(s) · Storage
CoolingCeiling Fan(s) · Electric
HeatingCentral · Electric

Outside & construction

RoofComp Shingle Roof · Composition Roll · Shingle
ConstructionConcrete Block Construction
ViewCanal · Canal View · Pond View · Pond
FacesSouth
ParkingAssigned · Guest · No Rv/Boats
ExteriorScreened Balcony

Community & fees

HOA fee$700/mo
Taxes (2025)$2,134/yr
PetsYes
CommunityTennis · Buyer Approval Required · Clubhouse · Exercise Room · Mandatory Hoa · Pool · Security Patrol · Spa/Hot Tub · Tennis Court(s) · Whirlpool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected · Cable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,494 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,354
FHA mortgage insurance (est.)$102
Property tax — 2025 actual bill$178
HOA fee — from the listing$700
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,050Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,050
Interest rate6.00%
Loan term

Estimated payment

$2,494/mo

Principal & interest$1,354
FHA mortgage insurance (est.)$102
Property taxes (actual bill)$178
HOA / condo fee$700
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Reality check

What actually sold near 212 Harbour Pointe Way

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

801 Harbour Pointe Way, FL 33413Sold · Apr ’26

$240,000

801 Harbour Pointe Way, FL 33413 · same community

3 bd · 2 ba · 1,225 sqft · $196/sqft · 194 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Yumiko Sugawara

Your agent

Yumiko Sugawara

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 212 Harbour Pointe Way — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 212 Harbour Pointe Way — before you fall in love.

See it in person

Schedule a tour

Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

212 Harbour Pointe Way FAQs

What would the monthly payment be for 212 Harbour Pointe Way, FL 33413?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,494/mo — principal and interest, the actual property-tax bill, the $700/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 212 Harbour Pointe Way, FL 33413?+

The association fee works out to $700 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 212 Harbour Pointe Way, FL 33413?+

The most recent tax bill on record (2025) was $2,134. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 212 Harbour Pointe Way, FL 33413?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

The brief

Three things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Know the monthly fee

The association fee is $700/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03The price has already moved

Listed at $237,720, now $230,000 — a $8K cut. The full history is in the market section below.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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212 Harbour Pointe Way, FL 33413, FL — 3 Bed, 2 Bath — $230,000 | CENTURY 21 Edge