9999 Merrick Drive, FL 32428, FL, 32428
Active51 days on marketListed Jun 17, 2026MLS #B26042106
About this home
9999 Merrick Drive, FL 32428
Build your dream home on this vacant lot in the growing community of Sunny Hills, located in Washington County, Florida. Situated on Merrick Dr, this property offers a peaceful setting with paved road frontage and convenient access to local parks, golf courses, recreational lakes, and everyday amenities. Sunny Hills is a rapidly developing area in Northwest Florida, known for its affordability, natural surroundings, and proximity to Panama City Beach, approx. 45 min. away. Whether you are planning to build a primary residence, a vacation getaway, or purchase as an investment, this Lot offers excellent potential in a community experiencing continued growth and development. Buyer to verify all information deemed important, including zoning, land use, utilities, flood zone, and building req. From Highway 77 in Chipley, head south and turn east onto Elkcam Boulevard. Continue on Elkcam Boulevard, then turn onto Merrick Drive. Follow Merrick Drive to the subject property. GPS Address: Merrick Dr, Chipley, FL 32428.
Facts & features
The home at a glance
0.262 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$287 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$287/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9999 Merrick Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9999 Merrick Drive — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9999 Merrick Drive FAQs
What would the monthly payment be for 9999 Merrick Drive, FL 32428?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $287/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9999 Merrick Drive, FL 32428?+
The most recent tax bill on record (2025) was $118. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.