CENTURY 21 Edge
$1,500,0004 bd2 ba1,199 sqft$1,251 /sqft$9,782 /mo all-in ↓

, SEBASTIAN, FL, 32958

Active33 days on marketListed Jun 17, 2026MLS #B26042593

WaterfrontSingle Family ResidenceRiver Boat Club

About this home

Dream Home & guest cottage-OR-Build NEW-Both are perfect options on this .6 acre, 366 feet of Riverfront. Lifetime of Majestic views. Indian River & protected nature preserve views, delivering an unmatched blend of privacy, beauty, & lifestyle. Bring your own builder or allow us to introduce you to the area's premier custom home builders to design & construct the ultimate riverfront retreat. Enjoy water access W/your existing dock & seawall, minutes from the Sebastian Inlet & Atlantic Ocean, World-Class inshore & Offshore fishing. Close to beaches/dining/shopping. Sizes appx/subj to err.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,199

Sqft

0.66 ac

Lot size

1958

Year built

1

Levels

$1,251

Per sqft

WaterfrontIntracoastal View & River & Water viewPets allowed

Inside

FlooringTile
AppliancesElectric Water Heater · Dishwasher · Dryer · Microwave · Refrigerator · Self Cleaning Oven · Wall Oven
InteriorBuilt-in Features
CoolingCeiling Fan(s) · Central Air · Electric
HeatingCentral · Electric

Outside & construction

RoofComp Shingle Roof · Shingle
ViewIntracoastal View · River · Water
FacesWest
ParkingDriveway

Community & fees

Taxes (2025)$11,583/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,782 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,094
PMI (est., until 20% equity)$563
Property tax — 2025 actual bill$965
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $150,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $150,000
Interest rate6.00%
Loan term

Estimated payment

$9,782/mo

Principal & interest$8,094
PMI (est., until 20% equity)$563
Property taxes (actual bill)$965
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Sebastian actives

$1,251 vs $225

Days on market

33 vs 42 typical

Where $1,251/sqft sits among the 109 Sebastian actives

103
3
0
3
0
0 · this home
$166–347$347–528$528–709$709–889$889–1070$1070+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sebastian

Map of

Get to know Sebastian. See the full Sebastian guide →

SEBASTIAN 32958 — neighborhood snapshot

Population

29,641

Median age

59

Median income

$68,276

Median home value

$279,100

Avg household

2.21

Households w/ children

1,807

For the school run

Indian River County School District

ElementarySebastian Elementary School★★★★★
MiddleSebastian River Middle School★★★★★
HighSebastian River High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sebastian market

Seller’s marketLeans buyer7.5 months of inventoryBuyer’s market

$250K$348K

Sebastian median sold, yr/yr

97.8%

Sale-to-list ratio (12 mo)

22 of 109

Sebastian actives have cut their price

Median sold price, Sebastian, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 312% above the SEBASTIAN 32958 median. See the full Sebastian market guide →

Paper trail

This home's history

Jun 17, 2026Listed at $1,500,000 · 33 days on market since
1958Built · River Boat Club

Reality check

What actually sold near

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

Nearby listingSold · Dec ’25

$1,000,000

Nearby listing · same community

3 bd · 3 ba · 1,813 sqft · $552/sqft · 13 DOM

8656 61st Drive, Vero Beach FL 32967Sold · May ’26

$180,000

8656 61st Drive, Vero Beach FL 32967

3 bd · 1 ba · 1,008 sqft · $179/sqft · 2 DOM

102 Miller Drive, Sebastian FL 32958Sold · Jun ’26

$330,000

102 Miller Drive, Sebastian FL 32958

3 bd · 2 ba · 1,449 sqft · $228/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

FAQs

What would the monthly payment be for ?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,782/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on ?+

The most recent tax bill on record (2025) was $11,583. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at ?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sebastian?+

At $1,500,000, this home is listed about 349% above the Sebastian median of $334,000. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Sebastian Elementary School (elementary), Sebastian River Middle School (middle), Sebastian River High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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