CENTURY 21 Edge
$372,500$379,0003 bd1 ba1,000 sqft$373 /sqft$2,974 /mo all-in ↓

1306 S C Terrace, FL 33460, FL, 33460

Active47 days on marketListed Jun 18, 2026MLS #B26042848

Reduced $7KSingle Family ResidenceWHISPERING PALMS 2

About this home

1306 S C Terrace, FL 33460

Move right into this charming 3-bedroom, CBS home in the heart of Lake Worth Beach! This inviting residence features a functional layout with spacious living areas, a bright kitchen with stainless steel appliances, and durable tile flooring throughout for easy maintenance. Enjoy the peace of mind of a 2021 roof, along with central A/C, public water and sewer, and an interior laundry room for added convenience. Step outside to the covered patio, perfect for relaxing or entertaining family and friends. Conveniently located near shopping, dining, schools, parks, major roadways, and just minutes from downtown Lake Worth Beach and the area's beautiful beaches, this home offers the perfect blend of comfort, value, and location. Don't miss this fantastic opportunity!

Facts & features

The home at a glance

3

Bedrooms

1

Bathrooms

1,000

Sqft

0.13 ac

Lot size

1953

Year built

1

Levels

$373

Per sqft

Pets allowed

Inside

FlooringTile
AppliancesDishwasher · Microwave · Refrigerator
InteriorOther
CoolingCentral Air
HeatingCentral

Outside & construction

RoofOther Roof/Roof Structure · Other
ConstructionCBS Construction
FacesWest

Community & fees

Taxes (2025)$5,479/yr
PetsYes

Utilities & systems

UtilitiesOther Utilities Available · Other
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,974 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,193
FHA mortgage insurance (est.)$165
Property tax — 2025 actual bill$457
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,038Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,038
Interest rate6.00%
Loan term

Estimated payment

$2,974/mo

Principal & interest$2,193
FHA mortgage insurance (est.)$165
Property taxes (actual bill)$457
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri Petrelli

Your agent

Gianfranco Di Flumeri Petrelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1306 S C Terrace — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1306 S C Terrace — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1306 S C Terrace FAQs

What would the monthly payment be for 1306 S C Terrace, FL 33460?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,974/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1306 S C Terrace, FL 33460?+

The most recent tax bill on record (2025) was $5,479. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1306 S C Terrace, FL 33460?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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1306 S C Terrace, FL 33460, FL — 3 Bed, 1 Bath — $372,500 | CENTURY 21 Edge