638 NW 38th Circle, Boca Raton FL 33431, BOCA RATON, FL, 33431
Active56 days on marketListed Jun 19, 2026MLS #B26043481
About this home
638 NW 38th Circle, Boca Raton FL 33431
Spacious, light-filled, and beautifully turnkey-furnished townhouse offering 3 bedrooms and 3.5 baths, with private en-suite bathrooms for every bedroom—ideal for visiting professionals, or seasonal residents seeking both comfort and privacy. This move-in-ready home features a 2-car garage, guest half bath, and all the conveniences needed for an effortless stay. Located in a well-maintained community with a pool and fitness center, the property is within walking distance of Florida Atlantic University and just a short drive to Lynn University. Enjoy an exceptional Boca Raton location, just minutes from the beach, Mizner Park, Town Center Mall, restaurants, shopping, and I-95. Minimum 3-month rental. All utilities included: electric, water/sewer, internet, and cable TV. A must see!
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,334
Sqft
0.03 ac
Lot size
2
Garage
2005
Year built
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$193 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$193/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Boca Raton actives
$2 vs $321
Days on market
56 vs 56 typical
Where $2/sqft sits among the 400 Boca Raton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Vistazo At Boca Raton
Get to know Boca Raton. See the full Boca Raton guide →
Vistazo At Boca Raton — neighborhood snapshot
Population
1,370
Median age
26
Median income
$103,750
Median home value
$526,400
Avg household
3
Households w/ children
240
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Boca Raton market
$3.6M → $710K
Boca Raton median sold, yr/yr
93.4%
Sale-to-list ratio (12 mo)
52 of 400
Boca Raton actives have cut their price
Median sold price, Boca Raton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the BOCA RATON 33431 median. See the full Boca Raton market guide →
Paper trail
This home's history
Reality check
What actually sold near 638 NW 38th Circle
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$569,999
3813 NW 5th Terrace, Boca Raton FL 33431 · same community
3 bd · 3.5 ba · 2,334 sqft · $244/sqft · 61 DOM
Sold · Dec ’25$595,725
671 NW 38th Circle, Boca Raton FL 33431 · same community
3 bd · 3.5 ba · 2,334 sqft · $255/sqft · 96 DOM
Sold · Aug ’25$575,000
3603 NW 5th Ter Terrace, Boca Raton FL 33431 · same community
3 bd · 3.5 ba · 2,334 sqft · $246/sqft · 136 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Erwin Vazquez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 638 NW 38th Circle — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 638 NW 38th Circle — before you fall in love.
See it in person
Schedule a tour
Live availability from Erwin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
638 NW 38th Circle FAQs
What would the monthly payment be for 638 NW 38th Circle, Boca Raton FL 33431?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $193/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 638 NW 38th Circle, Boca Raton FL 33431?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Boca Raton?+
At $4,500, this home is listed about 99% below the Boca Raton median of $549,900. The market section on this page shows how the area is trending.
Which schools are assigned to 638 NW 38th Circle, Boca Raton FL 33431?+
J. C. Mitchell Elementary School (elementary), Boca Raton Community High School (high), Boca Raton Community Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the BOCA RATON 33431 market on paper
$4,500 is 99% below the BOCA RATON 33431 median of $316,950, and at $2/sqft it sits under the Boca Raton average of $502.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
J. C. Mitchell Elementary School, Boca Raton Community High School, Boca Raton Community Middle School, Glades Construction Academy At West Technical — Boca Raton Community High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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