CENTURY 21 Edge
Pending
$2,5003 bd2.5 ba1,523 sqft$2 /sqft≈$178 /mo all-in ↓

291 Lake Monterey Circle, Boynton Beach FL 33426, BOYNTON BEACH, FL, 33426

Pending56 days on marketListed Jun 21, 2026MLS #B26043883

✦ Priced 99% below the BOYNTON BEACH 33426 medianWaterfrontPrivate poolTownhouseMonterey Bay

About this home

291 Lake Monterey Circle, Boynton Beach FL 33426

Spacious 3-bedroom, 2.5-bath townhouse in the gated community of Monterey Bay. Enjoy peace of mind with a brand-new A/C system, brand-new refrigerator, impact windows, and a new dishwasher. This well-maintained home features tile and laminate flooring throughout, a full-size washer and dryer, and an open living and dining area perfect for everyday living and entertaining. Upstairs, the primary suite offers a walk-in closet and dual-sink vanity. Relax with tranquil lake views and enjoy community amenities including a pool, playground, and clubhouse. Conveniently located near Atlantic Ave, I-95, shopping, dining, and beaches. Move-in ready.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,523

Sqft

0.03 ac

Lot size

2012

Year built

$2

Per sqft

Private poolWaterfrontLake & Water & Lake View viewPets allowed

Inside

FlooringTile · Wood
AppliancesDishwasher · Dryer · Ice Maker · Microwave · Electric Range · Refrigerator · Washer
InteriorFirst Floor Entry · Cooking Island · Other · Pantry · Walk-In Closet(s)
LaundryWasher Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

ConstructionConcrete Block Construction · Stucco
ViewLake · Water · Lake View
FacesSouth
ParkingAssigned · Guest

Community & fees

PetsNo, Yes
CommunityPool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Phone Connected · Sewer Connected · Water Connected · Cable Available · Electricity Available · Phone Available · Sewer Available · Water Available

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$178 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $88Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $88
Interest rate6.00%
Loan term

Estimated payment

$178/mo

Principal & interest$15
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Monterey Bay

Map of 291 Lake Monterey Circle, Boynton Beach FL 33426 inside its neighborhood boundary

Get to know Boynton Beach. See the full Boynton Beach guide →

Monterey Bay — neighborhood snapshot

Population

1,012

Median age

43

Median income

$120,218

Median home value

$514,700

Avg household

3

Households w/ children

50%

For the school run

Palm Beach County School District

ElementaryCrosspointe Elementary School★★★★★
HighAtlantic High School★★★★★
MiddleCarver Middle School★★★★★
HighGlades Construction Academy At West Technical

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Boynton Beach market

Seller’s marketLeans buyer — 9.9 months of inventoryBuyer’s market

$555K → $405K

Boynton Beach median sold, yr/yr

98.7%

Sale-to-list ratio (12 mo)

Median sold price, Boynton Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the BOYNTON BEACH 33426 median. See the full Boynton Beach market guide →

Paper trail

This home's history

Jun 21, 2026Listed at $2,500 · 56 days on market since
2012Built · Monterey Bay

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kevin Johnson

Your agent

Kevin Johnson

CEO & Managing Broker · CENTURY 21 Edge

Tours, negotiation, and every question about 291 Lake Monterey Circle — start here.

CallText
kevin@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 291 Lake Monterey Circle — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

291 Lake Monterey Circle FAQs

What would the monthly payment be for 291 Lake Monterey Circle, Boynton Beach FL 33426?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $178/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 291 Lake Monterey Circle, Boynton Beach FL 33426?+

The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Boynton Beach?+

At $2,500, this home is listed about 99% below the Boynton Beach median of $325,000. The market section on this page shows how the area is trending.

Which schools are assigned to 291 Lake Monterey Circle, Boynton Beach FL 33426?+

Crosspointe Elementary School (elementary), Atlantic High School (high), Carver Middle School (middle), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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