3535 3rd Street, Vero Beach FL 32968, VERO BEACH, FL, 32968
Pending58 days on marketListed Jun 19, 2026MLS #B26043940
About this home
3535 3rd Street, Vero Beach FL 32968
Welcome home to this beautifully updated and meticulously maintained 3-bedroom, 1.5-bath cottage located in desirable Clements Estates. This charming Florida home features a newer 2022 metal roof, new A/C (2026), water heater (2024), updated plumbing (2020), renovated bathrooms (2025), and stylish new laminate flooring throughout (2025). The bright, freshly painted interior offers an updated kitchen with all new Frigidaire appliances, plantation blinds throughout, and convenient indoor laundry with washer and dryer hookups. Enjoy relaxing on the screened rear porch overlooking the Fully fenced backyard, complete with a new shed (2026). Additional upgrades include a new driveway. Hardy Plank siding for lasting durability. County water and septic, no deed restrictions.
Facts & features
The home at a glance
3
Bedrooms
1.5
Bathrooms
748
Sqft
0.11 ac
Lot size
1935
Year built
1
Levels
$301
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,712 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,712/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Emerson Estates
Get to know Vero Beach. See the full Vero Beach guide →
Emerson Estates — neighborhood snapshot
Population
1,883
Median age
56
Median income
$83,938
Median home value
$299,669
Avg household
2
Households w/ children
154
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$441K → $385K
Vero Beach median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% below the VERO BEACH 32968 median. See the full Vero Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arlinda Gokyar
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3535 3rd Street — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3535 3rd Street — before you fall in love.
See it in person
Schedule a tour
Live availability from Arlinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3535 3rd Street FAQs
What would the monthly payment be for 3535 3rd Street, Vero Beach FL 32968?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,712/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3535 3rd Street, Vero Beach FL 32968?+
The most recent tax bill on record (2025) was $1,538. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3535 3rd Street, Vero Beach FL 32968?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $224,900, this home is listed about 50% below the Vero Beach median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3535 3rd Street, Vero Beach FL 32968?+
Citrus Elementary School (elementary), Oslo Middle School (middle), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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