5049 Elm Leaf Drive, FL 34601, FL, 34601
Active40 days on marketListed Jun 23, 2026MLS #B26044506
About this home
5049 Elm Leaf Drive, FL 34601
Build your dream home on this nearly half-acre homesite in the prestigious gated community of Southern Hills Plantation Club in Hernando County. This prime lot offers the perfect opportunity to build a custom home in one of Central Florida's most desirable luxury communities. Enjoy resort-style amenities including the acclaimed Pete Dye Signature Golf Course, full-service fitness center, spa and salon, tennis and pickleball courts, lagoon-style pool, and an elegant clubhouse with dining, entertainment, and social events. Experience luxury living, an active lifestyle, and a welcoming community surrounded by beautiful scenery and world-class amenities. Don't miss this exceptional opportunity.
Facts & features
The home at a glance
0.4186 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,128 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,128/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Reality check
What actually sold near 5049 Elm Leaf Drive
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$445,000
19431 FOREST GARDEN COURT · same community
4 bd · 3 ba · 2,048 sqft · $217/sqft · 105 DOM
Sold · Mar ’26$639,900
4895 HICKORY OAK DRIVE · same community
4 bd · 3.5 ba · 2,532 sqft · $253/sqft · 170 DOM
Sold · May ’26$589,900
4555 HICKORY OAK DRIVE · same community
4 bd · 3.5 ba · 2,532 sqft · $233/sqft · 537 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5049 Elm Leaf Drive — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5049 Elm Leaf Drive — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5049 Elm Leaf Drive FAQs
What would the monthly payment be for 5049 Elm Leaf Drive, FL 34601?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,128/mo — principal and interest, the actual property-tax bill, the $121/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5049 Elm Leaf Drive, FL 34601?+
The association fee works out to $121 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5049 Elm Leaf Drive, FL 34601?+
The most recent tax bill on record (2025) was $2,195. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.