4 Abbey Lane # 103, Delray Beach FL 33446, DELRAY BEACH, FL, 33446
Active51 days on marketListed Jun 26, 2026MLS #B26045828
About this home
4 Abbey Lane # 103, Delray Beach FL 33446
55 and better Active Adult community...Adorable first floor two bedroom with two full baths condo. Gorgeous and serene panoramic view of the lake with fountain that is lit up at night. Large master bedroom with walk in closet easily fits a king size bed. The second bedroom is situated like a second master bedroom with a private bathroom. Parking space directly in front of condo. Screened patio/lanai to sit and enjoy morning coffee and gaze upon the traquil lake. Active clubhouse with pool, gym, billiards room, social hall with events. Condo fee incl- Internet, Cable, Water, Roof, Insurance. Fantastic location in Delray Beach. Close to the Beach and vibrant Downtown Delray Atlantic Ave with many restaurants. NO pets - ESA/Service only. Association requires 700 or higher credit score.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
925
Sqft
0 ac
Lot size
1979
Year built
1
Levels
$138
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,755 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,755/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−12.8%
$/sqft vs Delray Beach actives
$138 vs $241
Days on market
51 vs 61 typical
Where $138/sqft sits among the 400 Delray Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Villages Of Oriole
Get to know Delray Beach. See the full Delray Beach guide →
Villages Of Oriole — neighborhood snapshot
Population
3,318
Median age
72
Median income
$50,513
Median home value
$247,410
Avg household
2
For the school run
Palm Beach County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Delray Beach market
$584K → $433K
Delray Beach median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
39 of 400
Delray Beach actives have cut their price
Median sold price, Delray Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% below the DELRAY BEACH 33446 median. See the full Delray Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 4 Abbey Lane # 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$140,000
161 Flanders D # 161, Delray Beach FL 33484
2 bd · 2 ba · 920 sqft · $152/sqft · 219 DOM
Sold · Jun ’26$149,000
116 Flanders C # 116, Delray Beach FL 33484
2 bd · 2 ba · 920 sqft · $162/sqft · 0 DOM
Sold · May ’26$88,000
900 Flanders S, Delray Beach FL 33484
2 bd · 2 ba · 920 sqft · $96/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Yumiko Sugawara
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4 Abbey Lane # 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4 Abbey Lane # 103 — before you fall in love.
See it in person
Schedule a tour
Live availability from Yumiko's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4 Abbey Lane # 103 FAQs
What would the monthly payment be for 4 Abbey Lane # 103, Delray Beach FL 33446?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,755/mo — principal and interest, the actual property-tax bill, the $608/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4 Abbey Lane # 103, Delray Beach FL 33446?+
The association fee works out to $608 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4 Abbey Lane # 103, Delray Beach FL 33446?+
The most recent tax bill on record (2025) was $2,166. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4 Abbey Lane # 103, Delray Beach FL 33446?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Delray Beach?+
At $127,500, this home is listed about 53% below the Delray Beach median of $269,999. The market section on this page shows how the area is trending.
Which schools are assigned to 4 Abbey Lane # 103, Delray Beach FL 33446?+
Carver Middle School (middle), Spanish River Community High School (high), Hagen Road Elementary School (elementary), Glades Construction Academy At West Technical (high) — Palm Beach County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the DELRAY BEACH 33446 market on paper
$127,500 is 8% below the DELRAY BEACH 33446 median of $139,000, and at $138/sqft it sits under the Delray Beach average of $379.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Know the monthly fee
The association fee is $608/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Strong assigned schools
Carver Middle School, Spanish River Community High School, Hagen Road Elementary School, Glades Construction Academy At West Technical — Spanish River Community High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $129,900, now $127,500 — a $2K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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