98 Spring Lake Drive # 103, Vero Beach FL 32962, VERO BEACH, FL, 32962
Active53 days on marketListed Jun 26, 2026MLS #B26046132
About this home
98 Spring Lake Drive # 103, Vero Beach FL 32962
Beautiful 1 bedroom, 1.5 bath first-floor currently being refreshed and updated. Enjoy comfortable living in a well-maintained community with great amenities. More photos coming soon!
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
750
Sqft
0 ac
Lot size
1980
Year built
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$172 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$172/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs VISTA ROYALE PHASE IV BLDG
$2 vs $129
Days on market
53 vs 58 typical
Where $2/sqft sits among the 15 homes for sale in VISTA ROYALE PHASE IV BLDG
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Vista Royale
Get to know Vero Beach. See the full Vero Beach guide →
Vista Royale — neighborhood snapshot
Population
1,569
Median age
74
Median income
$33,681
Median home value
$115,100
Avg household
1
Households w/ children
20%
For the school run
Indian River County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Vero Beach market
$441K → $370K
Vero Beach median sold, yr/yr
97.5%
Sale-to-list ratio (12 mo)
2 of 15
VISTA ROYALE PHASE IV BLDG have cut their price
Median sold price, Vero Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the VERO BEACH 32962 median. See the full Vero Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 98 Spring Lake Drive # 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$116,500
46 Woodland Drive # 103, Vero Beach FL 32962 · same community
1 bd · 1.5 ba · 750 sqft · $155/sqft · 17 DOM
Sold · Jun ’26$85,000
14 Vista Palm Lane # 105, Vero Beach FL 32962 · same community
1 bd · 1.5 ba · 750 sqft · $113/sqft · 200 DOM
Sold · Mar ’26$124,000
84 Crooked Tree Lane # 105, Vero Beach FL 32962 · same community
1 bd · 1.5 ba · 750 sqft · $165/sqft · 144 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 98 Spring Lake Drive # 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 98 Spring Lake Drive # 103 — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
98 Spring Lake Drive # 103 FAQs
What would the monthly payment be for 98 Spring Lake Drive # 103, Vero Beach FL 32962?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $172/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 98 Spring Lake Drive # 103, Vero Beach FL 32962?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Vero Beach?+
At $1,650, this home is listed about 100% below the Vero Beach median of $450,000. The market section on this page shows how the area is trending.
Which schools are assigned to 98 Spring Lake Drive # 103, Vero Beach FL 32962?+
Oslo Middle School (middle), Vero Beach Elementary School (elementary), Vero Beach High School (high) — Indian River County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the VERO BEACH 32962 market on paper
$1,650 is 99% below the VERO BEACH 32962 median of $173,250, and at $2/sqft it sits under the Vero Beach average of $360.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $1,750, now $1,650 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
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