640 E Grapefruit Avenue, FL 33850, FL, 33850
Active36 days on marketListed Jun 28, 2026MLS #B26046275
About this home
640 E Grapefruit Avenue, FL 33850
Newer 2023 duplex offering immediate income with tenants already in place in both units. Situated on 0.17 acres, the property features a fenced yard and NO HOA, offering flexibility and low restrictions. Each unit includes a well-designed 2BR/2BA open-concept layout with modern finishes, spacious living areas, and low-maintenance design ideal for tenants or owner-occupants. Located in the heart of Lake Alfred with quick access to US-17/92 and I-4, providing an easy commute to Orlando and Tampa. Just minutes from Winter Haven, Auburndale, and Lakeland for shopping, dining, and everyday conveniences. Nearby growth includes a planned Publix-anchored center, adding future value. Outdoor recreation is close with lakes, parks, and the Chain of Lakes Trail nearby.
Facts & features
The home at a glance
1,925
Sqft
0.17 ac
Lot size
2023
Year built
1
Levels
$234
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,507 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,507/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tyler Stoddard
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 640 E Grapefruit Avenue — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 640 E Grapefruit Avenue — before you fall in love.
See it in person
Schedule a tour
Live availability from Tyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
640 E Grapefruit Avenue FAQs
What would the monthly payment be for 640 E Grapefruit Avenue, FL 33850?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,507/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 640 E Grapefruit Avenue, FL 33850?+
The most recent tax bill on record (2025) was $5,987. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 640 E Grapefruit Avenue, FL 33850?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.