13430 SW 99th Terrace, Miami FL 33186, MIAMI, FL, 33186
Active49 days on marketListed Jun 29, 2026MLS #B26046521
About this home
13430 SW 99th Terrace, Miami FL 33186
Welcome to this charming single-story residence in Calusa Club Estates 3rd Addition, Miami, FL. This five-bedroom, three-bathroom home offers 2,200+ square feet of finished living space, providing ample room for various needs and lifestyles. The thoughtful layout across one floor creates convenient accessibility throughout the residence. Located in the established Calusa Club Estates 3rd Addition community, this property presents an excellent opportunity for renters seeking a spacious single-family home in the Miami area. house has been recently retouched and redesigned, is very easy to show AGENT TO BE PRESENT WITH CLIENT AT ALL TIMES DURING THE SHOWING, DO NOT SEND CLIENT BY THEMSELVES PLEASE! call the owner for lock box, cameras in the inside, leave a card and call agent as you leave, DO NOT OPEN SLIDING DOORS, DON'T TOUCH AC AND MAKE SURE TO LOCK THE FRONT DOOR THANK YOU! WASHE AND DRYER CONECTIONS ARE OUTSIDE THE MACHINES ARE NOT INCLUDED, FOR SHOWINGS USE SHOWINGTIME
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,359
Sqft
0.18 ac
Lot size
2
Garage
1978
Year built
1
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$193 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$193/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Miami actives
$2 vs $508
Days on market
49 vs 66 typical
Where $2/sqft sits among the 400 Miami actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Calusa
Get to know Miami. See the full Miami guide →
Calusa — neighborhood snapshot
Population
5,180
Median age
42
Median income
$90,845
Median home value
$462,073
Avg household
3
Households w/ children
599
For the school run
Dade County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Miami market
$508K → $590K
Miami median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
36 of 400
Miami actives have cut their price
Median sold price, Miami, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the MIAMI 33186 median. See the full Miami market guide →
Paper trail
This home's history
Reality check
What actually sold near 13430 SW 99th Terrace
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$705,000
11715 SW 142nd Pl, Miami FL 33186
4 bd · 2.5 ba · 2,358 sqft · $299/sqft · 146 DOM
Sold · Oct ’25$735,000
11706 SW 142nd Pl, Miami FL 33186
4 bd · 2.5 ba · 2,358 sqft · $312/sqft · 60 DOM
Sold · Sep ’25$572,300
11373 SW 137th Psge, Miami FL 33186
4 bd · 3 ba · 2,290 sqft · $250/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 13430 SW 99th Terrace — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13430 SW 99th Terrace — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13430 SW 99th Terrace FAQs
What would the monthly payment be for 13430 SW 99th Terrace, Miami FL 33186?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $193/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 13430 SW 99th Terrace, Miami FL 33186?+
The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Miami?+
At $4,500, this home is listed about 99% below the Miami median of $610,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13430 SW 99th Terrace, Miami FL 33186?+
Calusa Elementary School (elementary), Arvida Middle School (middle), Miami Sunset Senior High School (high), Instructional Center System Wide (), Title I Migrant Education Program (), District Instructional Center (Dic) () — Dade County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the MIAMI 33186 market on paper
$4,500 is 99% below the MIAMI 33186 median of $349,000, and at $2/sqft it sits under the Miami average of $651.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Calusa Elementary School, Arvida Middle School, Miami Sunset Senior High School, Instructional Center System Wide, Title I Migrant Education Program, District Instructional Center (Dic) — Calusa Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.
Never miss a listing
New Miami homes, in your inbox
Like 13430 SW 99th Terrace, Miami FL 33186 but not quite? A daily digest of every new listing in Miami — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Nicholas to ping you on any price or status change →