CENTURY 21 Edge
$125,000≈$1,010 /mo all-in ↓

, PALM BAY, FL, 32909

Active22 days on marketListed Jul 1, 2026MLS #B26047536

AgriculturePORT MALABAR UNIT 23

About this home

Look no further! Build your dream home today--this opportunity won't last long! If you're searching for the perfect place to call home, let's make it happen together. Don't wait too long; call today to begin your journey toward owning the home you've always wanted!

Facts & features

The home at a glance

0.48 ac

Lot size

Inside

Outside & construction

FacesNorth
ExteriorWest Of Us1

Community & fees

Taxes (2025)$708/yr
CommunityPaved Road

Utilities & systems

UtilitiesElectricity Connected · Septic · Electricity Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,010 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$736
FHA mortgage insurance (est.)$55
Property tax — 2025 actual bill$59
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,375Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $4,375
Interest rate6.00%
Loan term

Estimated payment

$1,010/mo

Principal & interest$736
FHA mortgage insurance (est.)$55
Property taxes (actual bill)$59
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Palm Bay

Map of

Get to know Palm Bay. See the full Palm Bay guide →

PALM BAY 32909 — neighborhood snapshot

Population

39,611

Median age

37.9

Median income

$76,708

Median home value

$261,400

Avg household

2.99

Households w/ children

5,283

For the school run

Brevard County School District

ElementaryColumbia Elementary School★★★★★
MiddleSouthwest Middle School★★★★★
HighBayside High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Bay market

Seller’s marketBalanced — 5.9 months of inventoryBuyer’s market

$306K → $329K

Palm Bay median sold, yr/yr

98.1%

Sale-to-list ratio (12 mo)

Median sold price, Palm Bay, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 39% above the PALM BAY 32909 median. See the full Palm Bay market guide →

Paper trail

This home's history

Jul 1, 2026Listed at $125,000 · 22 days on market since

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Melinda Manges Iosua

Your agent

Melinda Manges Iosua

Director, Agent Recruiting · CENTURY 21 Edge

Tours, negotiation, and every question about — start here.

CallText
melinda@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Melinda's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

FAQs

What would the monthly payment be for ?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,010/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on ?+

The most recent tax bill on record (2025) was $708. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Bay?+

At $125,000, this home is listed about 64% below the Palm Bay median of $350,000. The market section on this page shows how the area is trending.

Which schools are assigned to ?+

Columbia Elementary School (elementary), Southwest Middle School (middle), Bayside High School (high) — Brevard County School District. Always verify school assignments with the district before relying on them.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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CENTURY 21 Edge
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