CENTURY 21 Edge
$985,0004 bd2.5 ba2,846 sqft$346 /sqft$7,003 /mo all-in ↓

9774 SW Meridian Way, Stuart FL 34997, STUART, FL, 34997

Active41 days on marketListed Jun 29, 2026MLS #B26047591

WaterfrontPrivate poolSingle Family ResidenceHIGHPOINTE PUD

About this home

9774 SW Meridian Way, Stuart FL 34997

Why wait to build when this beautifully appointed Whitestone home is ready for you today? Inspired by the elegant design of the builder's Whitestone model, the owners thoughtfully appointed this home with premium finishes and custom enhancements to create a residence that is both sophisticated and welcoming—offering everything buyers love about new construction without the wait. From the moment you step through the front door, your eyes are immediately drawn to the sparkling lake views beyond the open, light-filled living spaces. Soaring ceilings, wood-look ceramic tile, and carefully selected finishes create a warm yet refined atmosphere that instantly feels like home. At the heart of the home, the beautifully appointed kitchen naturally becomes the gathering place. Premium 48-inch cabinetry, quartz countertops, a contrasting center island with pendant lighting, and a spacious walk-in pantry combine timeless style with everyday functionality. A versatile flex room offers endless possibilities as a home office, reading room, sitting area, or playroom. When the day comes to an end, retreat to the first-floor primary suite featuring a spa-inspired bath with an oversized floor-to-ceiling tiled shower, dual shower heads, and a custom-designed walk-in closet. Upstairs, a generous loft creates the perfect second living area, complemented by three additional bedrooms and a full bath. Designed for both relaxation and entertaining, the custom pool becomes the centerpiece of the backyard. Whether you're cooling off on a warm Florida afternoon, enjoying a good book from the spacious sun shelf, hosting friends on the expansive paver patio, or simply taking in the peaceful lake views, every day feels a little more like a vacation. As the sun begins to set over the lake, the shimmering water becomes the backdrop to evenings spent unwinding beneath the covered lanai. Additional features include retractable sliding glass doors, PGT WinGuard Low-E impact windows, Smart Home technology, premium Samsung washer and dryer, upgraded laundry room with overhead cabinetry and utility sink, and transferable builder warranties for added peace of mind. Resort-style amenities include a beach-entry pool with lap lanes, private cabanas, the Barefoot Bar, clubhouse, tennis and pickleball courts, basketball court, playground, dog park, fire pit, grilling area, event lawn, community gathering spaces, and movie nights by the pool. Families will appreciate the private rear entrance providing golf cart, bicycle, and walking access directly to the high school without leaving the community.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,846

Sqft

0.14 ac

Lot size

2

Garage

2023

Year built

2

Levels

$346

Per sqft

Private poolWaterfrontLake & Water & Lake View viewPets allowed

Inside

FlooringCarpet · Ceramic Floor
AppliancesElectric Water Heater · Dishwasher · Disposal · Dryer · Microwave · Electric Range · Refrigerator · Self Cleaning Oven · Wall Oven · Washer
InteriorCooking Island · Entrance Foyer · Laundry Tub · Pantry · Split Bedroom · Walk-In Closet(s) · Den/Library/Office · Loft · Other
LaundryLaundry Tub
CoolingCeiling Fan(s) · Central Air
HeatingCentral

Outside & construction

RoofConcrete
ConstructionCBS Construction
ViewLake · Water · Lake View
FacesEast
Parking2 Or More Spaces · No Boats · Parking Garage · Paver Block

Community & fees

HOA fee$409/mo
Taxes (2025)$8,997/yr
PetsYes
CommunityTennis · Gated · Clubhouse · Exercise Room · Management On Site · Mandatory Hoa · Picnic Area · Pool · Sidewalks · Street Lights · Tennis Court(s) · Underground Utilities

Utilities & systems

UtilitiesElectricity Connected · Underground Utilities · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$7,003 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,315
PMI (est., until 20% equity)$369
Property tax — 2025 actual bill$750
HOA fee — from the listing$409
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $98,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $98,500
Interest rate6.00%
Loan term

Estimated payment

$7,003/mo

Principal & interest$5,315
PMI (est., until 20% equity)$369
Property taxes (actual bill)$750
HOA / condo fee$409
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $985K
$877KedgeAI estimate $965,722 · range $913K$1.1M$1.1M

vs edgeAI estimate

+2%

$/sqft vs Stuart actives

$346 vs $265

Days on market

41 vs 66 typical

Where $346/sqft sits among the 400 Stuart actives

211
115 · this home
34
7
6
27
$129–275$275–421$421–567$567–713$713–859$859+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Stuart

Map of 9774 SW Meridian Way, Stuart FL 34997

Get to know Stuart. See the full Stuart guide →

STUART 34997 — neighborhood snapshot

Population

45,947

Median age

53

Median income

$75,705

Median home value

$335,200

Avg household

2.36

Households w/ children

3,566

For the school run

Martin County School District

MiddleDr. David L. Anderson Middle School★★★★★
ElementaryPinewood Elementary School★★★★
HighMartin County High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Stuart market

Seller’s marketLeans buyer10.3 months of inventoryBuyer’s market

$640K$446K

Stuart median sold, yr/yr

94.0%

Sale-to-list ratio (12 mo)

42 of 400

Stuart actives have cut their price

Median sold price, Stuart, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 153% above the STUART 34997 median. See the full Stuart market guide →

Paper trail

This home's history

Jun 29, 2026Listed at $985,000 · 41 days on market since
2023Built · HIGHPOINTE PUD

Reality check

What actually sold near 9774 SW Meridian Way

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9865 SW Meridian Way, Stuart FL 34997Sold · Aug ’25

$615,000

9865 SW Meridian Way, Stuart FL 34997 · same community

3 bd · 2 ba · 2,054 sqft · $299/sqft · 57 DOM

10461 SW Highpointe Drive # 258, Stuart FL 34997Sold · May ’26

$814,400

10461 SW Highpointe Drive # 258, Stuart FL 34997

5 bd · 3 ba · 2,894 sqft · $281/sqft · 102 DOM

11001 SW Hawkview Circle, Stuart FL 34997Sold · Jul ’26

$938,500

11001 SW Hawkview Circle, Stuart FL 34997

3 bd · 2.5 ba · 2,730 sqft · $344/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 9774 SW Meridian Way — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9774 SW Meridian Way — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

9774 SW Meridian Way FAQs

What would the monthly payment be for 9774 SW Meridian Way, Stuart FL 34997?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,003/mo — principal and interest, the actual property-tax bill, the $409/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9774 SW Meridian Way, Stuart FL 34997?+

The association fee works out to $409 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9774 SW Meridian Way, Stuart FL 34997?+

The most recent tax bill on record (2025) was $8,997. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9774 SW Meridian Way, Stuart FL 34997?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Stuart?+

At $985,000, this home is listed about 128% above the Stuart median of $431,950. The market section on this page shows how the area is trending.

Which schools are assigned to 9774 SW Meridian Way, Stuart FL 34997?+

Dr. David L. Anderson Middle School (middle), Pinewood Elementary School (elementary), Martin County High School (high) — Martin County School District. Always verify school assignments with the district before relying on them.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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