CENTURY 21 Edge
$20,000≈$293 /mo all-in ↓

137 Clearwater Lk Road, FL 32640, FL, 32640

Active42 days on marketListed Jun 30, 2026MLS #B26047681

Hawthorne

About this home

137 Clearwater Lk Road, FL 32640

Embrace the charm of rural living with .8 acres of prime agricultural land nestled in the heart of Putnam County, Florida. This agricultural parcel offers a blank canvas for your countryside aspirations.

Facts & features

The home at a glance

0.8 ac

Lot size

Inside

Outside & construction

FacesNorth
ExteriorWest Of Us1

Community & fees

Taxes (2025)$74/yr
CommunityUnpaved Road

Utilities & systems

UtilitiesElectricity Connected · No Utilities · Other Utilities Available · Septic · Electricity Available · None · Other
WaterOther

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$293 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$118
FHA mortgage insurance (est.)$9
Property tax — 2025 actual bill$6
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Get my real numbersCall

Run your own numbers

Loan type
Down payment3.5% · $700
Interest rate6.00%
Loan term

Estimated payment

$293/mo

Principal & interest$118
FHA mortgage insurance (est.)$9
Property taxes (actual bill)$6
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Reality check

What actually sold near 137 Clearwater Lk Road

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4368 BUTTERSCOTCH CIRCLESold · Dec ’25

$270,990

4368 BUTTERSCOTCH CIRCLE · same community

3 bd · 2.5 ba · 1,463 sqft · $185/sqft · 120 DOM

4370 BUTTERSCOTCH CIRCLESold · Apr ’26

$259,990

4370 BUTTERSCOTCH CIRCLE · same community

3 bd · 2.5 ba · 1,463 sqft · $178/sqft · 257 DOM

4364 BUTTERSCOTCH CIRCLESold · Dec ’25

$275,990

4364 BUTTERSCOTCH CIRCLE · same community

3 bd · 2.5 ba · 1,463 sqft · $189/sqft · 122 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 137 Clearwater Lk Road — start here.

CallText
anthony.richardson@c21edge.com
Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 137 Clearwater Lk Road — before you fall in love.

Get pre-approvedCall
aacosta@prmg.net

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

137 Clearwater Lk Road FAQs

What would the monthly payment be for 137 Clearwater Lk Road, FL 32640?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $293/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 137 Clearwater Lk Road, FL 32640?+

The most recent tax bill on record (2025) was $74. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.

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