CENTURY 21 Edge
$309,5003 bd2 ba1,250 sqft$248 /sqft$3,305 /mo all-in ↓

805 Harbour Pointe Way, FL 33413, FL, 33413

Active29 days on marketListed Jul 7, 2026MLS #B26049633

WaterfrontPrivate poolCondominiumHARBOUR POINTE AT RIVER BR

About this home

805 Harbour Pointe Way, FL 33413

Freshly painted and move-in ready, this stunning 3BR/2BA pet-friendly townhouse in River Bridge offers a bright, open floor plan with vaulted ceilings, a skylight, and serene lake views. The spacious primary suite features a walk-in closet, updated en-suite bath, and access to a screened patio overlooking the water. The kitchen boasts white cabinetry, granite countertops, and a breakfast bar, while both bathrooms have been tastefully updated. A new roof (2021) provides added peace of mind. Located in a gated, all-ages community with resort-style amenities including pools, tennis and pickleball courts, a fitness center, clubhouse, and year-round activities. Conveniently located near shopping, dining, and major highways, this home offers the perfect blend of comfort and convenience.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,250

Sqft

0 ac

Lot size

1988

Year built

2

Levels

$248

Per sqft

Private poolWaterfrontLake & Water & Lake View viewPartiallyPets allowed

Inside

FlooringWood
AppliancesDishwasher · Dryer · Ice Maker · Microwave · Electric Range · Refrigerator · Washer
InteriorSkylight · Vaulted Ceiling(s) · Volume Ceilings · Walk-In Closet(s)
CoolingAir Purifier · Ceiling Fan(s) · Central Air
HeatingCentral
FurnishedPartially

Outside & construction

RoofComp Shingle Roof · Composition Roll · Shingle
ConstructionStucco
ViewLake · Water · Lake View
FacesEast
ParkingAssigned · Open
ExteriorBalcony

Community & fees

HOA fee$752/mo
Taxes (2025)$5,206/yr
PetsNo, Yes
CommunityTennis · Clubhouse · Game Room · Mandatory Hoa · Pool · Spa/Hot Tub · Tennis Court(s) · Whirlpool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected · Cable Available · Electricity Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,305 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,822
FHA mortgage insurance (est.)$137
Property tax — 2025 actual bill$434
Condo fee — from the listing$752
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,833Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,833
Interest rate6.00%
Loan term

Estimated payment

$3,305/mo

Principal & interest$1,822
FHA mortgage insurance (est.)$137
Property taxes (actual bill)$434
HOA / condo fee$752
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Reality check

What actually sold near 805 Harbour Pointe Way

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

801 Harbour Pointe Way, FL 33413Sold · Apr ’26

$240,000

801 Harbour Pointe Way, FL 33413 · same community

3 bd · 2 ba · 1,225 sqft · $196/sqft · 194 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 805 Harbour Pointe Way — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 805 Harbour Pointe Way — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

805 Harbour Pointe Way FAQs

What would the monthly payment be for 805 Harbour Pointe Way, FL 33413?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,305/mo — principal and interest, the actual property-tax bill, the $752/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 805 Harbour Pointe Way, FL 33413?+

The association fee works out to $752 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 805 Harbour Pointe Way, FL 33413?+

The most recent tax bill on record (2025) was $5,206. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 805 Harbour Pointe Way, FL 33413?+

The listing reports pets: No, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

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805 Harbour Pointe Way, FL 33413, FL — 3 Bed, 2 Bath — $309,500 | CENTURY 21 Edge