0 185th Road, FL 32060, FL, 32060
Active15 days on marketListed Jul 9, 2026MLS #B26050584
About this home
0 185th Road, FL 32060
A nice, buildable 3.18 acre wooded parcel on paved 185th Rd offering excellent access and a quiet rural setting just 10 minutes from Live Oak. The land is flat, fully usable, and sits outside flood zones. Dimensions are approximately 105 ft x 1,295 ft, providing a long, private layout ideal for a homesite, small farm, or recreational retreat. Zoned A 1 Agricultural, the property allows single family homes, mobile homes, tiny homes (min. 500 sq ft), and short term rentals for site built dwellings. Camping and RV use permitted with county approval. Well and septic will be required; power is available at the road through Suwannee Valley Electric Cooperative. A right of way referenced in the deed appears to affect the parcel—buyers should complete their due diligence. Because the lot is under 5 acres, it is considered non conforming, but this parcel was established (subdivided) before the 1992 zoning ordinance and is eligible for a building permit. Located minutes from Suwannee River State Park, Falmouth Springs, and multiple natural attractions, this property offers a peaceful North Florida lifestyle with quick access to I 10, Tallahassee, and Jacksonville. For zoning details, see Suwannee County Planning. For utility info, see Suwannee Valley Electric.
Facts & features
The home at a glance
3.18 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$371 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$371/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Reality check
What actually sold near 0 185th Road
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$247,000
1074 EMPORIA ROAD · same community
2 bd · 1 ba · 716 sqft · $345/sqft · 11 DOM
Sold · Dec ’25$130,000
5640 SW 57TH AVENUE · same community
2 bd · 1 ba · 756 sqft · $172/sqft · 78 DOM
Sold · Dec ’25$168,500
12860 SW 174TH STREET · same community
3 bd · 1 ba · 816 sqft · $206/sqft · 83 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Krystina Allen
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 185th Road — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 185th Road — before you fall in love.
See it in person
Schedule a tour
Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
0 185th Road FAQs
What would the monthly payment be for 0 185th Road, FL 32060?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $371/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 185th Road, FL 32060?+
The most recent tax bill on record (2025) was $252. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.