1309 Lucerne Avenue, FL 33460, FL, 33460
Active29 days on marketListed Jul 9, 2026MLS #B26050711
About this home
1309 Lucerne Avenue, FL 33460
This Secret Cottage is both elegantly stylish and warm-welcoming at the same time. Located smack dab in the middle of downtown Lake Worth Beach artisan district yet you are transported to a calming Zen when you enter the property. There is a complete privacy hedge and a multitude of cooling shady landscaping in the front and back yards. Inside, the foyer currently is set as a small office. Proceed to the living area which is roomy and bright. The kitchen has lovely granite countertops. Bedrooms are split and private. Laundry inside. This conveniently located property would make a great primary or vacation home, and with MU-E—MIXED USE EAST zoning you have live/work, or potential office/business use options.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
868
Sqft
0.08 ac
Lot size
1951
Year built
1
Levels
$634
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,925 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,925/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Reality check
What actually sold near 1309 Lucerne Avenue
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$108,000
420 N H Street, FL 33460 · same community
2 bd · 1 ba · 860 sqft · $126/sqft · 5 DOM
Sold · Mar ’26$325,000
601 N B Street, FL 33460 · same community
3 bd · 2 ba · 924 sqft · $352/sqft · 80 DOM
Sold · Mar ’26$324,000
421 S L Street, FL 33460 · same community
2 bd · 1 ba · 926 sqft · $350/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
German Parra Tovar
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1309 Lucerne Avenue — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1309 Lucerne Avenue — before you fall in love.
See it in person
Schedule a tour
Live availability from German's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1309 Lucerne Avenue FAQs
What would the monthly payment be for 1309 Lucerne Avenue, FL 33460?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,925/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1309 Lucerne Avenue, FL 33460?+
The most recent tax bill on record (2025) was $3,413. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1309 Lucerne Avenue, FL 33460?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Miami Association of REALTORS®.