CENTURY 21 Edge

0 CHISHOLM TRAIL, POLK CITY, FL, 33868

Active576 days on marketListed Jan 8, 2025MLS #B4901798

Reduced $20KCOUNTRY TRAILS PH 03

About this home

0 CHISHOLM TRAIL

Discover the perfect blend of country living and convenience with this fantastic 2.13-acre vacant land in Central Florida! Enjoy ample space for your vision, whether you want to build now or later. This land is ideal for your choice of a site-built or a mobile home residence, giving you flexibility in your building plans. Bring your boats and RVs! There's plenty of room to store your toys and enjoy the great outdoors. Nestled in a tranquil setting, this property offers peaceful surroundings while being near some of the most popular attractions in the area, including Disney World, LEGOLAND, and Busch Gardens. Experience country living without sacrificing access to shopping, dining, and essential amenities. This property is perfect for families looking for a peaceful retreat or investors seeking land in a thriving area. This is more than just vacant land; it’s an opportunity to create your own paradise in Central Florida! Don’t miss your chance to own this beautiful piece of property

Facts & features

The home at a glance

2.13 ac

Lot size

Pets allowed

Inside

Outside & construction

Community & fees

HOA fee$23/mo
Taxes (2023)$295/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$714 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$471
FHA mortgage insurance (est.)$35
Property tax — 2023 actual bill$25
HOA fee — from the listing$23
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $2,798Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $2,798
Interest rate6.00%
Loan term

Estimated payment

$714/mo

Principal & interest$471
FHA mortgage insurance (est.)$35
Property taxes (actual bill)$25
HOA / condo fee$23
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Country Trails

Map of 0 CHISHOLM TRAIL inside its neighborhood boundary

Drive times from this address

Walt Disney World45 min
Universal Orlando55 min
Downtown Tampa56 min
Downtown Orlando61 min
Orlando Int’l Airport (MCO)66 min
Tampa Int’l Airport (TPA)67 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Polk City. See the full Polk City guide →

Country Trails — neighborhood snapshot

Population

1,105

Median age

34

Median income

$59,615

Median home value

$220,200

Avg household

3

Households w/ children

180

For the school run

Polk County School District

ElementaryPolk City Elementary School★★★★
HighTenoroc High School★★★★
MiddleLake Alfred Polytech Academy★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Polk City market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$280K$300K

Polk City median sold, yr/yr

96.2%

Sale-to-list ratio (12 mo)

Median sold price, Polk City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% above the POLK CITY 33868 median. See the full Polk City market guide →

Paper trail

This home's history

CurrentPrice reduced to $79,950 $20K
Jan 8, 2025Listed at $99,950 · 576 days on market since

Reality check

What actually sold near 0 CHISHOLM TRAIL

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3211 SANTA FE TRAILSold · Jan ’26

$342,000

3211 SANTA FE TRAIL · same community

5 bd · 2 ba · 1,920 sqft · $178/sqft · 12 DOM

10229 OLD SPANISH TRAILSold · Sep ’25

$350,000

10229 OLD SPANISH TRAIL · same community

4 bd · 2 ba · 2,356 sqft · $149/sqft · 16 DOM

10120 OLD SPANISH TRAILSold · Jun ’26

$220,000

10120 OLD SPANISH TRAIL

3 bd · 2 ba · 858 sqft · $256/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri Petrelli

Your agent

Gianfranco Di Flumeri Petrelli

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 0 CHISHOLM TRAIL — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 CHISHOLM TRAIL — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

0 CHISHOLM TRAIL FAQs

What would the monthly payment be for 0 CHISHOLM TRAIL?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $714/mo — principal and interest, the actual property-tax bill, the $23/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 0 CHISHOLM TRAIL?+

The association fee works out to $23 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 0 CHISHOLM TRAIL?+

The most recent tax bill on record (2023) was $295. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 0 CHISHOLM TRAIL?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Polk City?+

At $79,950, this home is listed about 80% below the Polk City median of $400,000. The market section on this page shows how the area is trending.

Which schools are assigned to 0 CHISHOLM TRAIL?+

Polk City Elementary School (elementary), Tenoroc High School (high), Lake Alfred Polytech Academy (middle) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$79,950 runs 63% above the POLK CITY 33868 median.

02Time on market is leverage

576 days on market against a Polk City median of 57 — sellers in this position are usually ready to negotiate.

03The price has already moved

Listed at $99,950, now $79,950 — a $20K cut. The full history is in the market section below.

Listing courtesy of LANDSEARCH LLC · Lee Saunders. MLS #B4901798.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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