CENTURY 21 Edge
$5,500$5,9003 bd2 ba1,872 sqft$3 /sqft$200 /mo all-in ↓

290 LEWIS CIRCLE UNIT 131, PUNTA GORDA, FL, 33950

Active1288 days on marketListed Jan 25, 2023MLS #C7470056

Priced 98% below the PUNTA GORDA 33950 medianReduced $400WaterfrontFully furnishedCondominiumSIESTA COVE CONDO

About this home

290 LEWIS CIRCLE UNIT 131

SEASONAL / SHORT-TERM RENTAL- Minimum 3 months. LOCATION! LOCATION! LOCATION! This turnkey furnished penthouse condo is centrally located, only walking distance to Isles Yacht Club, Fisherman’s’ Village etc. Comes with a deeded dock and boatlift and only minutes away from the open waters of Charlotte Harbor. Very close to Historic Downtown, parks, waterfront dining, shopping etc. 2 under the building secured assigned parking spots. From the moment you walk into the foyer and then into this open concept floor plan you will see lovely appointments such as crown molding, chair rail and Wayne's coating. The interior features 10 ft ceilings, 8 ft Sliders with impact glass, diagonal tile throughout the living area, kitchen, master bedroom and bathrooms. Newer laminate floors in both guest bedrooms. All bedrooms offer Plantation Shutters. Updated gourmet kitchen with granite countertops, wood cabinetry and stainless-steel appliances. The spacious Master Bedroom is 13x17 with a large walk-in closet and the Master Bath has a Roman Shower, double sinks, vanity and a private water closet as well as another large clothing closet. Third bedroom is furnished as an office. 12% tax apply for all rentals 6 months or less.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,872

Sqft

0.05 ac

Lot size

2

Garage

2005

Year built

One

Levels

$3

Per sqft

WaterfrontPool & Water viewFurnished

Inside

FlooringCeramic Tile · Laminate
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Washer · Water Softener · Wine Refrigerator
InteriorCeiling Fan(s) · Chair Rail · Crown Molding · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric · Exhaust Fan
FurnishedFurnished

Outside & construction

ViewPool · Water
FacesEast
ParkingGarage Door Opener · Under Building
ExteriorIrrigation System

Community & fees

PetsNo
CommunityWaterfront

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$200 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$32
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$5
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $193Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $193
Interest rate6.00%
Loan term

Estimated payment

$200/mo

Principal & interest$32
FHA mortgage insurance (est.)$2
Est. property taxes$5
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Punta Gorda actives

$3 vs $207

Days on market

1288 vs 60 typical

Where $3/sqft sits among the 400 Punta Gorda actives

0 · this home
54
175
86
46
39
$3–74$74–146$146–217$217–289$289–360$360+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda Isles

Map of 290 LEWIS CIRCLE UNIT 131

Get to know Punta Gorda. See the full Punta Gorda guide →

Punta Gorda Isles — neighborhood snapshot

Population

10,031

Median age

68

Median income

$97,109

Median home value

$574,467

Avg household

2

Households w/ children

287

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$345K$340K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

193 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $5,500 $400
Jan 25, 2023Listed at $5,900 · 1288 days on market since
2005Built · SIESTA COVE CONDO

Reality check

What actually sold near 290 LEWIS CIRCLE UNIT 131

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

290 LEWIS CIRCLE UNIT 121Sold · Jan ’26

$345,000

290 LEWIS CIRCLE UNIT 121 · same community

3 bd · 2 ba · 1,872 sqft · $184/sqft · 39 DOM

3340 WOOD THRUSH DRIVE UNIT 323Sold · Oct ’25

$324,000

3340 WOOD THRUSH DRIVE UNIT 323

2 bd · 2 ba · 1,810 sqft · $179/sqft · 0 DOM

2621 VIA VENETO DRIVESold · Dec ’25

$420,750

2621 VIA VENETO DRIVE

2 bd · 2 ba · 1,768 sqft · $238/sqft · 210 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Krystina Allen

Your agent

Krystina Allen

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 290 LEWIS CIRCLE UNIT 131 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 290 LEWIS CIRCLE UNIT 131 — before you fall in love.

See it in person

Schedule a tour

Live availability from Krystina's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

290 LEWIS CIRCLE UNIT 131 FAQs

What would the monthly payment be for 290 LEWIS CIRCLE UNIT 131?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $200/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 290 LEWIS CIRCLE UNIT 131?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $5,500, this home is listed about 98% below the Punta Gorda median of $340,000. The market section on this page shows how the area is trending.

Which schools are assigned to 290 LEWIS CIRCLE UNIT 131?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the PUNTA GORDA 33950 market on paper

$5,500 is 98% below the PUNTA GORDA 33950 median of $269,000, and at $3/sqft it sits under the Punta Gorda average of $230.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

1288 days on market against a Punta Gorda median of 60 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $5,900, now $5,500 — a $400 cut. The full history is in the market section below.

Listing courtesy of THOMAS RYAN REAL ESTATE MANAGE · Sanjeev Ramachandran. MLS #C7470056.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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