2140 HERON LAKE DRIVE UNIT 204, PUNTA GORDA, FL, 33983
Active759 days on marketListed Jul 12, 2024MLS #C7495097
About this home
2140 HERON LAKE DRIVE UNIT 204
MASSIVE PRICE REDUCTION ON A BEAUTIFUL CONDO!!! WHY RENT? OWN FOR LESS! This COMPLETELY remodeled end unit condo with a new roof that has new paint throughout. The floors and baseboards have all been replaced & the kitchen has all new solid wood cabinets, new top of the line stainless appliances, new sink, faucet & granite counters. The master bath has a new vanity, mirror, lighting, toilet, and a beautiful new walk-in shower. The second bath has a new vanity, mirror, lighting & toilet. Ther are ceiling fans in both bedrooms as well as the livingroom.The unit includes a stackable washer and dryer & all new laminate floors throughout.This second floor unit is next to both the elevator and stairs so no walking long halls. Enjoy a cocktail & watch the sunset from your screened lanai overlooking the quiet pond. Enjoy the emmenities in this beautiful community including the heated saltwater pool, tennis and pickleball court, weight room and library. There is a amazing, have to see clubhouse with fireplace, dance floor, pool table and big screen TV. This quiet communtiy is just minutes from 75, shopping, restauants and hospitals & only 30 minutes to the beach. This condo is beautiful! Take a look today!!!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
924
Sqft
0.02 ac
Lot size
2006
Year built
Three Or More
Levels
$168
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,359 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,359/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.6%
$/sqft vs Punta Gorda actives
$168 vs $208
Days on market
759 vs 62 typical
Where $168/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33983 — neighborhood snapshot
Population
18,230
Median age
56.6
Median income
$67,705
Median home value
$324,100
Avg household
2.31
Households w/ children
1,552
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
196 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 2140 HERON LAKE DRIVE UNIT 204
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$174,000
2160 HERON LAKE DRIVE UNIT 201 · same community
3 bd · 2 ba · 1,293 sqft · $135/sqft · 110 DOM
Sold · Dec ’25$176,900
2140 HERON LAKE DRIVE UNIT 101 · same community
3 bd · 2 ba · 1,293 sqft · $137/sqft · 19 DOM
Sold · Feb ’26$172,500
2160 HERON LAKE DRIVE UNIT 101 · same community
3 bd · 2 ba · 1,293 sqft · $133/sqft · 15 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kamilla Pagotto
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2140 HERON LAKE DRIVE UNIT 204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2140 HERON LAKE DRIVE UNIT 204 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
2140 HERON LAKE DRIVE UNIT 204 FAQs
What would the monthly payment be for 2140 HERON LAKE DRIVE UNIT 204?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,359/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2140 HERON LAKE DRIVE UNIT 204?+
The most recent tax bill on record (2023) was $2,615. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2140 HERON LAKE DRIVE UNIT 204?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $155,000, this home is listed about 54% below the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2140 HERON LAKE DRIVE UNIT 204?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$155,000 runs 94% above the PUNTA GORDA 33983 median.
02Time on market is leverage
759 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $199,999, now $155,000 — a $45K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Kimberly Pennell-Graham. MLS #C7495097.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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