23116 SENECA AVENUE, PUNTA GORDA, FL, 33980
Active607 days on marketListed Nov 25, 2024MLS #C7501034
About this home
23116 SENECA AVENUE
Quadruplex Zoned Charlotte Harbor Mixed Use, offering endless Rental Possibilities and is priced Below the Appraised value which will allow for the repairs needed. All Units have Metal Roofs, the 4plex has a Separate Laundry Room for the units and there is a single Car Garage which would allow for additional Storage for the 4plex. This Property can been seen from US41(Tamiami Trail) and is Located in a good Rental Area of Beautiful Charlotte Harbor, and is close to Sunseeker Resort, Charlotte Harbor/Peace River, the Kings Highway/Tamiami Trail corridor, Harborview, along with great Shopping, lots of Dining options, and all that Southwest Florida offers and more. This 4plex, prior to Hurricane Milton, brought in approximate $46,800 a year in Rental Income, which was lower than the market****The Property is being Sold AS IS, and is ready for you to re-finish and get your rental income started.
Facts & features
The home at a glance
8
Bedrooms
3,456
Sqft
0.46 ac
Lot size
1969
Year built
One
Levels
$142
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,893 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,893/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$142 vs $208
Days on market
607 vs 59 typical
Where $142/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33980 — neighborhood snapshot
Population
13,235
Median age
63.4
Median income
$61,871
Median home value
$221,200
Avg household
2.09
Households w/ children
956
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $345K
Punta Gorda median sold, yr/yr
95.0%
Sale-to-list ratio (12 mo)
181 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 260% above the PUNTA GORDA 33980 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 23116 SENECA AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$125,000
23022 BAYSHORE ROAD · same community
2 bd · 1 ba · 1,392 sqft · $90/sqft · 84 DOM
Sold · Jan ’26$171,000
4525 CHURCH STREET · same community
2 bd · 2 ba · 1,100 sqft · $155/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 23116 SENECA AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 23116 SENECA AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
23116 SENECA AVENUE FAQs
What would the monthly payment be for 23116 SENECA AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,893/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 23116 SENECA AVENUE?+
The most recent tax bill on record (2023) was $7,576. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $490,000, this home is listed about 42% above the Punta Gorda median of $344,849. The market section on this page shows how the area is trending.
Which schools are assigned to 23116 SENECA AVENUE?+
Kingsway Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · J. Lyn Bevis. MLS #C7501034.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Punta Gorda homes, in your inbox
Like 23116 SENECA AVENUE but not quite? A daily digest of every new listing in Punta Gorda — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Nicholas to ping you on any price or status change →