327 HARVEY STREET, PUNTA GORDA, FL, 33950
Active613 days on marketListed Dec 4, 2024MLS #C7501284
About this home
327 HARVEY STREET
SEASONAL / SHORT-TERM RENTAL- Modern Downtown Punta Gorda Retreat. Discover this ultra-modern 2-bedroom, 2-bath home with a 1-car garage and heated pool, located in the heart of Punta Gorda's Historic District. Built in 2019, this stylish property blends contemporary comfort with timeless charm, offering an unparalleled location just steps from the city’s vibrant offerings. Walk to the weekend farmers market or explore nearby parks, restaurants, shopping, historic landmarks, marinas, fishing piers, and art galleries. With miles of biking trails and Punta Gorda Airport just minutes away, convenience and leisure are at your fingertips. The gourmet kitchen boasts sleek modern appliances, granite countertops, and rich wood cabinetry, perfect for both everyday cooking and entertaining. Relaxation Redefined: The spacious primary suite includes a double closet and a private bath with granite counters, wood cabinetry, and a large walk-in shower. Outdoor Living: Unwind on the covered front or back porches, both featuring durable Trex flooring. The screened-in back porch overlooks the heated pool and barbecue area, complete with outdoor dining furniture for al fresco gatherings. Embrace the perfect combination of style, convenience, and access to all Downtown Punta Gorda has to offer. Your dream rental awaits—make it yours today! 12% tax apply for all rentals 6 months or less.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,078
Sqft
0.09 ac
Lot size
1
Garage
2019
Year built
One
Levels
$5
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$196 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$196/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$5 vs $208
Days on market
613 vs 62 typical
Where $5/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33950 — neighborhood snapshot
Population
24,492
Median age
64.6
Median income
$74,484
Median home value
$393,500
Avg household
1.98
Households w/ children
1,614
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
195 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 98% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 327 HARVEY STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$270,000
1432 MEDITERRANEAN DRIVE UNIT 2A
2 bd · 2 ba · 1,077 sqft · $251/sqft · 99 DOM
Sold · Sep ’25$244,000
2711 LARKSPUR DRIVE
3 bd · 2 ba · 1,088 sqft · $224/sqft · 179 DOM
Sold · Apr ’26$225,000
1423 MEDITERRANEAN DRIVE UNIT C
2 bd · 2 ba · 1,089 sqft · $207/sqft · 1 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 327 HARVEY STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 327 HARVEY STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
327 HARVEY STREET FAQs
What would the monthly payment be for 327 HARVEY STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $196/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 327 HARVEY STREET?+
The listing reports pets: Dogs OK, Number Limit, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $4,995, this home is listed about 99% below the Punta Gorda median of $339,950. The market section on this page shows how the area is trending.
Which schools are assigned to 327 HARVEY STREET?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33950 market on paper
$4,995 is 98% below the PUNTA GORDA 33950 median of $265,000, and at $5/sqft it sits under the Punta Gorda average of $229.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
613 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of THOMAS RYAN REAL ESTATE MANAGE · Sanjeev Ramachandran. MLS #C7501284.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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