CENTURY 21 Edge
$435,0002 bd2 ba1,576 sqft$276 /sqft$3,481 /mo all-in ↓

1601 PARK BEACH CIRCLE UNIT 125/11, PUNTA GORDA, FL, 33950

Active562 days on marketListed Jan 27, 2025MLS #C7504106

WaterfrontCondominiumLAVISTA CONDO

About this home

1601 PARK BEACH CIRCLE UNIT 125/11

***EXPANSIVE HARBOR VIEWS*** Spacious unit with 2 Bedrooms Plus Den/Office, 2 Bathrooms located at LAVISTA in desirable deed restricted PUNTA GORDA ISLES. Unit is located on the third floor and the building has an elevator. This 1576 SF unit under air with 196 SF screened Lanai comes with a designated under building parking space #11 and storage unit #11 in the parking area. This light and bright unit offers an open floor plan with grand Foyer, Great Room, large Dining area in Great Room, well equipped Kitchen and Inside Laundry. The Great Room offers a large space as a living room and separate spacious space for dining. Fabulous WATER VIEWS and sliding glass doors to the screened Lanai. The 28x7 Lanai has tile flooring, is screened and has a storage closet. The Kitchen features a built in microwave, dishwasher. stainless refrigerator, stainless oven/range, breakfast bar, tray ceiling with lighting and good cabinet and counter space. There is also a walk in pantry closet. The Inside Laundry as a washer, dryer, sink, cabinets and utility closet. The 14x12 Office/ Den has a wall of built in shelves, cabinets and desk. The spacious Master Bedroom has a large walk in closet and private bathroom with dual sinks, vanity area and large walk in shower with seat. There is a generous sized guest bedroom with two double closets. The guest bath has a tub/shower combo. **NEW TPO building roof 2023** The heated swimming pool has plenty of deck for sunbathing and is on the harbor. This condo is walking distance to the Isles Yacht Club, 5 minutes to Golf, Fishermen's Village and Ponce De Leon Park (with boat ramp and fishing pier) 10 minutes to historic downtown Punta Gorda shopping, dining, medical care, waterfront parks, boat ramps, fishing piers, art galleries, walking and biking paths, weekend farmers markets, events, Charlotte Harbor Event Center and more!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,576

Sqft

0.04 ac

Lot size

1988

Year built

One

Levels

$276

Per sqft

WaterfrontPool & Water view

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Open Floorplan · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air · Humidity Control
HeatingCentral · Electric

Outside & construction

RoofOther
ConstructionBlock · Metal Frame · Stucco
FoundationSlab
ViewPool · Water
FacesSouth
ParkingGuest · Under Building
ExteriorLighting · Sliding Doors · Storage

Community & fees

Taxes (2024)$6,808/yr
PetsCats OK
CommunityWaterfront · Buyer Approval Required · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,481 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property tax — 2024 actual bill$567
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,225Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,225
Interest rate6.00%
Loan term

Estimated payment

$3,481/mo

Principal & interest$2,561
FHA mortgage insurance (est.)$192
Property taxes (actual bill)$567
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $435K
$289KedgeAI estimate $312,173 · range $301K$347K$452K

vs edgeAI estimate

+39.3%

$/sqft vs Punta Gorda actives

$276 vs $206

Days on market

562 vs 62 typical

Where $276/sqft sits among the 400 Punta Gorda actives

105
138
63 · this home
48
18
28
$118–171$171–225$225–278$278–332$332–385$385+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda Isles

Map of 1601 PARK BEACH CIRCLE UNIT 125/11

Get to know Punta Gorda. See the full Punta Gorda guide →

Punta Gorda Isles — neighborhood snapshot

Population

10,031

Median age

68

Median income

$97,109

Median home value

$574,467

Avg household

2

Households w/ children

287

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

199 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 63% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Jan 27, 2025Listed at $435,000 · 562 days on market since
1988Built · LAVISTA CONDO

Reality check

What actually sold near 1601 PARK BEACH CIRCLE UNIT 125/11

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1601 PARK BEACH CIRCLE UNIT 114Sold · May ’26

$335,503

1601 PARK BEACH CIRCLE UNIT 114 · same community

2 bd · 2 ba · 1,576 sqft · $213/sqft · 221 DOM

1601 PARK BEACH CIRCLE UNIT 6/116Sold · Aug ’26

$490,000

1601 PARK BEACH CIRCLE UNIT 6/116 · same community

4 bd · 2 ba · 2,462 sqft · $199/sqft · 122 DOM

3314 WOOD THRUSH DRIVE UNIT 111Sold · Jun ’26

$300,000

3314 WOOD THRUSH DRIVE UNIT 111

2 bd · 2 ba · 1,563 sqft · $192/sqft · 6 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Shawn Headley

Your agent

Shawn Headley

Realtor · CENTURY 21 Edge

Tours, negotiation, and every question about 1601 PARK BEACH CIRCLE UNIT 125/11 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1601 PARK BEACH CIRCLE UNIT 125/11 — before you fall in love.

See it in person

Schedule a tour

Live availability from Shawn's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1601 PARK BEACH CIRCLE UNIT 125/11 FAQs

What would the monthly payment be for 1601 PARK BEACH CIRCLE UNIT 125/11?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,481/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1601 PARK BEACH CIRCLE UNIT 125/11?+

The most recent tax bill on record (2024) was $6,808. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1601 PARK BEACH CIRCLE UNIT 125/11?+

The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $435,000, this home is listed about 28% above the Punta Gorda median of $339,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1601 PARK BEACH CIRCLE UNIT 125/11?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$435,000 runs 63% above the PUNTA GORDA 33950 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

562 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of RE/MAX ALLIANCE GROUP · Gerald Hayes. MLS #C7504106.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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1601 PARK BEACH CIRCLE UNIT 125/11, PUNTA GORDA, FL — 2 Bed, 2 Bath — $435,000 | CENTURY 21 Edge