CENTURY 21 Edge
$675,000$677,0003 bd2 ba1,693 sqft$399 /sqft$4,554 /mo all-in ↓

611 BAL HARBOR BOULEVARD, PUNTA GORDA, FL, 33950

Active530 days on marketListed Feb 23, 2025MLS #C7505597

Reduced $2KWaterfrontPrivate poolSingle Family ResidencePUNT GORDA ISLES SEC 05

About this home

611 BAL HARBOR BOULEVARD

**Waterfront Paradise with Quick Motorboat Access**Seller to pay $2,000 towards buyers closing costs!** Experience peace of mind and luxury all in one! This home has never flooded, no flood claims have ever been filed. An assignable flood policy adds even more confidence and convenience. Live the dream in this spectacular waterfront retreat in the heart of Punta Gorda Isles, where elegance meets the ultimate Southwest Florida boating lifestyle. With 80 feet of pristine waterfront and a private dock with 10,000-lb lift, you’re just minutes from open water—ready to cruise Charlotte Harbor, reel in world-class fishing, or chase sunsets across the Gulf of America. Step inside and you’ll instantly feel the easy flow of coastal living. The open layout is bathed in natural light from two Low-E skylights, with luxurious porcelain tile flooring, a granite-clad kitchen, rich wood cabinetry, and a pass-through window to the lanai for effortless entertaining. A pocketing triple-slider expands your living space to the covered, weather-protected lanai—perfect for relaxed evenings, family gatherings, or a friendly pool-table challenge overlooking the sparkling pool and intersecting canal views. When the day winds down, retreat to your spacious primary suite, complete with sliders opening directly to the lanai and pool area, an oversized walk-in closet, and tranquil water views. The guest bath doubles as a pool bath, offering easy access for a quick rinse after a swim. This home has been thoughtfully upgraded for comfort, efficiency, and security, including a 2022 Decor metal roof with new gutters and soffits, new attic insulation, two skylights, new pool pump, liner, and filter, and hurricane shutters for year-round protection. The garage features a built-in workbench—perfect for DIY projects, hobbies, or keeping your tools neatly organized. Outside your door, enjoy Punta Gorda’s charming waterfront parks, boutique shopping, and restaurants that capture the laid-back, coastal sophistication the Isles are known for. Golf lovers will appreciate being just around the corner from St. Andrews South Golf Club, where every round comes with sunshine and sea breeze. More than a home—it’s a lifestyle of coastal elegance, resilience, and adventure. Select furnishings are negotiable. Schedule your private showing today and discover Punta Gorda Isles living at its finest.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,693

Sqft

0.22 ac

Lot size

2

Garage

1985

Year built

One

Levels

$399

Per sqft

Private poolWaterfrontWater view

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Skylight(s) · Split Bedroom · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesEast
ExteriorHurricane Shutters · Irrigation System · Lighting · Rain Gutters · Sliding Doors

Community & fees

Taxes (2024)$5,987/yr

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,554 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property tax — 2024 actual bill$499
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $67,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $67,500
Interest rate6.00%
Loan term

Estimated payment

$4,554/mo

Principal & interest$3,642
PMI (est., until 20% equity)$253
Property taxes (actual bill)$499
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $675K
$500KedgeAI estimate $580,983 · range $521K$725K$754K

vs edgeAI estimate

+16.2%

$/sqft vs Punta Gorda actives

$399 vs $208

Days on market

530 vs 59 typical

Where $399/sqft sits among the 400 Punta Gorda actives

104
136
62
50
19
29 · this home
$118–171$171–225$225–278$278–331$331–385$385+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda Isles

Map of 611 BAL HARBOR BOULEVARD

Get to know Punta Gorda. See the full Punta Gorda guide →

Punta Gorda Isles — neighborhood snapshot

Population

10,031

Median age

68

Median income

$97,109

Median home value

$574,467

Avg household

2

Households w/ children

287

For the school run

Charlotte County School District

ElementarySallie Jones Elementary School★★★★
HighCharlotte High School★★★★★
MiddlePunta Gorda Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

193 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 151% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $675,000 $2K
Feb 23, 2025Listed at $677,000 · 530 days on market since
1985Built · PUNT GORDA ISLES SEC 05

Reality check

What actually sold near 611 BAL HARBOR BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

340 BELAIRE COURTSold · Feb ’26

$711,000

340 BELAIRE COURT · same community

3 bd · 2 ba · 1,903 sqft · $374/sqft · 105 DOM

1571 ALBATROSS DRIVESold · Nov ’25

$580,000

1571 ALBATROSS DRIVE

3 bd · 2 ba · 1,679 sqft · $345/sqft · 10 DOM

730 DEL RAY PLACESold · Jan ’26

$165,000

730 DEL RAY PLACE

3 bd · 2 ba · 1,620 sqft · $102/sqft · 8 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Lacie Springstead

Your agent

Lacie Springstead

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 611 BAL HARBOR BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 611 BAL HARBOR BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Live availability from Lacie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

611 BAL HARBOR BOULEVARD FAQs

What would the monthly payment be for 611 BAL HARBOR BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,554/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 611 BAL HARBOR BOULEVARD?+

The most recent tax bill on record (2024) was $5,987. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Punta Gorda?+

At $675,000, this home is listed about 98% above the Punta Gorda median of $341,000. The market section on this page shows how the area is trending.

Which schools are assigned to 611 BAL HARBOR BOULEVARD?+

Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$675,000 runs 151% above the PUNTA GORDA 33950 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

530 days on market against a Punta Gorda median of 59 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $677,000, now $675,000 — a $2K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Sharon Neuhofer. MLS #C7505597.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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611 BAL HARBOR BOULEVARD, PUNTA GORDA, FL — 3 Bed, 2 Bath — $675,000 | CENTURY 21 Edge