CENTURY 21 Edge
$1,800$2,4002 bd2 ba1,266 sqft$1 /sqft$173 /mo all-in ↓

26162 STILLWATER CIRCLE, PUNTA GORDA, FL, 33955

Active521 days on marketListed Mar 5, 2025MLS #C7506345

Priced 96% below the PUNTA GORDA 33955 medianReduced $600Fully furnishedSingle Family ResidenceSEMINOLE LAKES PH 02

About this home

26162 STILLWATER CIRCLE

**Available July 1, 2026 - October 31, 2026** (Golf Course Closed until Approx end of November) Visiting Punta Gorda? We've got the perfect short term rental for your! Discover the exceptional lifestyle of Seminole Lakes, a gated community offering top-tier amenities, including a clubhouse, pool, tennis courts, bocce ball courts, and an 18-hole public golf course. Surrounded by natural beauty, this spacious luxury home features 2 bedrooms, 2 full bathrooms, an eat-in kitchen, dining room, and barstool counter for casual dining. Relax on the tranquil lanai while taking in breathtaking golf course views. Designed with coastal-inspired furnishings, this Punta Gorda vacation home captures the essence of Florida living. Additional conveniences include a two-car garage and a prime location near shopping, Interstate 75, and downtown Punta Gorda’s charming shops and dining. Residents enjoy 24/7 gated access and optional membership to the Seminole Lakes Golf Club, a semi-private 18-hole executive course, as well as tennis on a fee basis. The community boasts eight picturesque freshwater lakes, the largest spanning nearly 25 acres.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,266

Sqft

0.13 ac

Lot size

2

Garage

1997

Year built

One

Levels

$1

Per sqft

Furnished

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

Community & fees

PetsNo
CommunityGolf Carts OK · Golf · Pool · Tennis Court(s)

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$173 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes (1.1%/yr)$2
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $63Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $63
Interest rate6.00%
Loan term

Estimated payment

$173/mo

Principal & interest$11
FHA mortgage insurance (est.)$1
Est. property taxes$2
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Punta Gorda actives

$1 vs $208

Days on market

521 vs 61 typical

Where $1/sqft sits among the 400 Punta Gorda actives

0 · this home
51
176
95
42
36
$1–74$74–147$147–220$220–293$293–365$365+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Punta Gorda

Map of 26162 STILLWATER CIRCLE

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33955 — neighborhood snapshot

Population

10,503

Median age

64.4

Median income

$76,733

Median home value

$321,500

Avg household

1.98

Households w/ children

623

For the school run

Charlotte County School District

ElementaryEast Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$345K$330K

Punta Gorda median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

193 of 400

Punta Gorda actives have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 96% below the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,800 $600
Mar 5, 2025Listed at $2,400 · 521 days on market since
1997Built · SEMINOLE LAKES PH 02

Reality check

What actually sold near 26162 STILLWATER CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

26375 FEATHERSOUND DRIVESold · Jul ’26

$274,000

26375 FEATHERSOUND DRIVE · same community

2 bd · 2 ba · 1,272 sqft · $215/sqft · 65 DOM

26481 FEATHERSOUND DRIVESold · Jun ’26

$274,900

26481 FEATHERSOUND DRIVE · same community

2 bd · 2 ba · 1,379 sqft · $199/sqft · 14 DOM

26311 SEMINOLE LAKES BOULEVARDSold · Jul ’26

$305,000

26311 SEMINOLE LAKES BOULEVARD · same community

3 bd · 2 ba · 1,719 sqft · $177/sqft · 1025 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Jasmine Ince

Your agent

Jasmine Ince

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 26162 STILLWATER CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 26162 STILLWATER CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Jasmine's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

26162 STILLWATER CIRCLE FAQs

What would the monthly payment be for 26162 STILLWATER CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 26162 STILLWATER CIRCLE?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $1,800, this home is listed about 99% below the Punta Gorda median of $339,900. The market section on this page shows how the area is trending.

Which schools are assigned to 26162 STILLWATER CIRCLE?+

East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the PUNTA GORDA 33955 market on paper

$1,800 is 96% below the PUNTA GORDA 33955 median of $41,000, and at $1/sqft it sits under the Punta Gorda average of $229.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

521 days on market against a Punta Gorda median of 61 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $2,400, now $1,800 — a $600 cut. The full history is in the market section below.

Listing courtesy of LIFESTYLES REALTY GROUP, LLC · Sheri Ricketts. MLS #C7506345.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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