3181 MATECUMBE KEY ROAD UNIT 34, PUNTA GORDA, FL, 33955
Active493 days on marketListed Apr 6, 2025MLS #C7508166
About this home
3181 MATECUMBE KEY ROAD UNIT 34
12 MONTH RENTAL LEASE REQUIRED for this delightful RESORT Villa with Pond View...The Hatteras model includes an OPEN FLOOR PLAN with 2 Bedrooms, 2 Baths, and DEN/Hide-a-Bed. WATER VIEW of Resort Pond from the Screened Lanai...Small Home Office off Kitchen...2 CAR GARAGE with LAUNDRY, Gas Grill and lots storage...Sign Up for Annual Membership at Fitness Center and take a SHORT WALK to RESORT POOL with Hot Tub....Great place to Relax and Make new Friends or sign up for numerous Water Aerobic Classes offered year-around. CASS CAY Waterfront Restaurant and TRADING POST Deli, Supplies, and Gifts also short walk....Rent a Golf Cart or Boat to explore Charlotte Harbor shoreline and Marina area...Three 9 Holes of Public Golf at our BSM Golf & CC with LINKSIDE CAFE for superb food, Food Trucks in Season & Many Activities....Freedom Boat Club available to Members...BURNT STORE MARINA is one of the Largest , Deep-Water MARINAS on Gulf Coast - only 10 Nautical Miles to Gulf of Mexico - YOU WILL LOVE RENTING THE MARINA LIFESTYLE when you rent #34. Welcome Home!!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,219
Sqft
0.09 ac
Lot size
2
Garage
1999
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$2 vs $206
Days on market
493 vs 62 typical
Where $2/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Burnt Store Marina & Country Club
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Marina & Country Club — neighborhood snapshot
Population
2,152
Median age
73
Median income
$104,062
Median home value
$383,986
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
200 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% below the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3181 MATECUMBE KEY ROAD UNIT 34
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$230,000
3181 MATECUMBE KEY ROAD UNIT 32
2 bd · 2 ba · 1,219 sqft · $189/sqft · 411 DOM
Sold · Jun ’26$218,000
3181 MATECUMBE KEY ROAD UNIT 31
2 bd · 2 ba · 1,219 sqft · $179/sqft · 92 DOM
Sold · Sep ’25$360,000
3191 MATECUMBE KEY ROAD UNIT 305
2 bd · 2 ba · 1,215 sqft · $296/sqft · 69 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kemarie Johnson
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3181 MATECUMBE KEY ROAD UNIT 34 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3181 MATECUMBE KEY ROAD UNIT 34 — before you fall in love.
See it in person
Schedule a tour
Live availability from Kemarie's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3181 MATECUMBE KEY ROAD UNIT 34 FAQs
What would the monthly payment be for 3181 MATECUMBE KEY ROAD UNIT 34?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3181 MATECUMBE KEY ROAD UNIT 34?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $2,000, this home is listed about 99% below the Punta Gorda median of $339,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3181 MATECUMBE KEY ROAD UNIT 34?+
Mariner High School (high), Mariner Middle School (middle), Island Coast High School (high), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), North Fort Myers High School (high), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the PUNTA GORDA 33955 market on paper
$2,000 is 95% below the PUNTA GORDA 33955 median of $41,000, and at $2/sqft it sits under the Punta Gorda average of $228.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
493 days on market against a Punta Gorda median of 62 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mariner High School, Mariner Middle School, Island Coast High School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, North Fort Myers High School, Cape Coral High School, Ida S. Baker High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $2,400, now $2,000 — a $400 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY GROUP OF SW FLORIDA INC · William Fuchs. MLS #C7508166.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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