3020 MATECUMBE KEY ROAD UNIT 103, PUNTA GORDA, FL, 33955
Active478 days on marketListed Apr 24, 2025MLS #C7509059
About this home
3020 MATECUMBE KEY ROAD UNIT 103
WATERFRONT - Seasonal Rental - BURNT STORE MARINA - Marina Towers - Marina Views -(Rented 1/16-4/16/27)...It will be love at first site when you step into this smart Coastal Theme condo - New Furnishings, Appliances, Granite Countertops, Formal Dining Room, Full Size Stackable Washer & Dryer, Tile and Quality Luxury Vinyl Plank Flooring thru-out...Open Floor Plan...Water Views from Kitchen, Living Room, Primary Bedroom and Relaxing Enclosable Lanai of beautiful boats bobbing in the North Basin of Marina...You will love Relaxing by the beautiful, Heated Pool for residents of Marina Towers and making new friends....Renting doesn't get any Better than this!!...Burnt Store Marina is located on the sparkling waters of the Eastern Shores of Charlotte Harbor and is the largest, Deep Water Marina along the Gulf of Mexico, 10 Nautical Miles direct access to Gulf and a world of fishing...Island Hopping for Lunch or Shelling on one of the Barrier Islands...Freedom Boat Club on premises or other Boat Rental opportunities...TWO WATERFRONT Restaurants with Live Entertainment ...27 Holes of Golf with Club House & Pro-Shop and Wonderful Restaurant with endless country club activities i.e. Food Trucks Thursday with Live Entertainment...Seasonal and Annual Memberships at Fitness, Racquet (Pickleball & Tennis) & Pool Club...Rent at Golf Card and drive to dinner and activities thru-out our community...You will love the Friendliness of BSM.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,148
Sqft
0.28 ac
Lot size
1991
Year built
One
Levels
$5
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$198 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$198/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Punta Gorda actives
$5 vs $206
Days on market
478 vs 63 typical
Where $5/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Burnt Store Marina & Country Club
Get to know Punta Gorda. See the full Punta Gorda guide →
Burnt Store Marina & Country Club — neighborhood snapshot
Population
2,152
Median age
73
Median income
$104,062
Median home value
$383,986
Avg household
2
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
199 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 87% below the PUNTA GORDA 33955 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3020 MATECUMBE KEY ROAD UNIT 103
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$390,000
3020 MATECUMBE KEY ROAD UNIT 303 · same community
2 bd · 2 ba · 1,173 sqft · $332/sqft · 9 DOM
Sold · May ’26$235,000
524 ISLAMORADA BOULEVARD
2 bd · 2 ba · 1,162 sqft · $202/sqft · 61 DOM
Sold · May ’26$220,500
510 ISLAMORADA BOULEVARD
2 bd · 2 ba · 1,162 sqft · $190/sqft · 251 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Jessica Stickler
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3020 MATECUMBE KEY ROAD UNIT 103 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3020 MATECUMBE KEY ROAD UNIT 103 — before you fall in love.
See it in person
Schedule a tour
Live availability from Jessica's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3020 MATECUMBE KEY ROAD UNIT 103 FAQs
What would the monthly payment be for 3020 MATECUMBE KEY ROAD UNIT 103?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $198/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 3020 MATECUMBE KEY ROAD UNIT 103?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $5,200, this home is listed about 98% below the Punta Gorda median of $343,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3020 MATECUMBE KEY ROAD UNIT 103?+
Mariner High School (high), Mariner Middle School (middle), Island Coast High School (high), Hector A. Cafferata Junior Elementary School (elementary), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Patriot Elementary School (elementary), Skyline Elementary School (elementary), North Fort Myers High School (high), Cape Coral High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PUNTA GORDA 33955 market on paper
$5,200 is 87% below the PUNTA GORDA 33955 median of $41,000, and at $5/sqft it sits under the Punta Gorda average of $230.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
478 days on market against a Punta Gorda median of 63 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Mariner High School, Mariner Middle School, Island Coast High School, Hector A. Cafferata Junior Elementary School, Trafalgar Elementary School, Challenger Middle School, Patriot Elementary School, Skyline Elementary School, North Fort Myers High School, Cape Coral High School, Ida S. Baker High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY GROUP OF SW FLORIDA INC · William Fuchs. MLS #C7509059.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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